Sr Indirect Underwriter

Achieva•Dunedin, FL

About The Position

Responsible for reviewing and making decisions on indirect loan applications from dealers using formalized risk assessment and pricing. Must be able to work on occasional nights, weekends and holidays as business demands require. Must participate in training annually, or as required for BSA and the Privacy Act.

Requirements

Minimum 5 years indirect/underwriting lending experience, automotive industry preferred
Minimum 8 years Credit and sales skills
Minimum 5 years knowledge of regulatory and compliance requirements
Minimum 3 years successful track record of relationship management
Ability to negotiate
Impeccable interpersonal skills
Professional demeanor
Ability to work independently

Nice To Haves

Microsoft office
Temenos
FSP
CMS

Responsibilities

Provides prompt, friendly and accurate service to internal and external customers.
Responsible for bringing in the appropriate mix of business as directed by ACU while maintaining credit quality and yield goals.
Meet with dealers to review production, application flow and service issues and improve sales and overall production.
Obtain, foster and retain profitable indirect consumer lending relationships with automotive dealers.
Call on new and existing dealers to sell ACU lending services.
Maintains a working knowledge of all lending policies and guidelines and all aspects of loan closings.
Responsible for bringing $3.5m in incremental monthly production to the credit union.
Maintain credit quality and profitability goals set forth by Achieva Credit Union.
Responsible for upholding all credit union ethical standards.
Represents the credit union in a courteous and professional manner.
Perform other essential job functions as required or assigned.