SR. FINANCIAL ANALYST - RETAIL PERFORMANCE

Northern Reflections Ltd•Toronto, ON

13d

About The Position

At Northern Reflections, Ricki’s, and Cleo, we are united by a shared vision: to inspire and empower women through fashion that fits their lives. With a proud legacy in Canadian retail, we bring together decades of expertise, a passionate team, and a commitment to delivering exceptional style, quality, and service. As part of our growing organization, you’ll join a collaborative and dynamic team that values innovation, customer connection, and the power of great fashion. Whether it’s timeless comfort, polished workwear, or versatile style, each of our brands plays a unique role in serving women across generations. We are seeking a highly analytical and driven Senior Financial Analyst to lead store-level financial performance analysis and real estate investment evaluation across our retail portfolio. This role plays a critical role in lease renewal strategy, and portfolio optimization. The ideal candidate combines strong financial modeling expertise with a deep understanding of retail unit economics and real estate financial drivers. This individual must be able to translate complex data into clear, actionable recommendations for senior leadership.

Requirements

Bachelor’s degree in Finance, Accounting, Economics, or related field
5–8+ years of experience in retail finance, FP&A, real estate finance, or investment analysis
Proven ability to build and own ROI models supporting lease renewals, remodels, relocations, and new store investments
Advanced Excel financial modeling skills (Power BI/Tableau and SQL strongly preferred)
Strong understanding of store-level profitability, unit economics, and retail real estate cost structures
Ability to translate complex analysis into clear recommendations for senior leadership
Strong cross-functional partnership skills with Real Estate, Operations, and other business stakeholders

Nice To Haves

CPA, CA designation preferred

Responsibilities

Analyze store-level P&L performance across sales, margin, occupancy, labor, and operating expenses.
Evaluate contribution margin and store-level cash flow to identify performance trends and profitability drivers.
Develop and maintain standardized dashboards, scorecards, and portfolio reporting tools.
Build and own financial models supporting lease renewals, relocations, remodels, new openings, and store closures.
Conduct IRR, NPV, payback, and sensitivity analyses to evaluate capital investments.
Model lease economics, including base rent, percentage rent, CAM, taxes, insurance, and escalations.
Assess tenant improvement allowances, lease term value, and exit or closure costs.
Provide clear recommendations to renew, renegotiate, relocate, or exit based on financial and strategic analysis.
Analyze occupancy cost ratios and benchmark performance against portfolio and industry standards.
Support annual budgeting and long-range planning related to store performance and capital investments.
Identify underperforming stores and recommend portfolio optimization strategies.
Partner cross-functionally with Real Estate, Operations, and leadership to support negotiation and investment decisions.
Present clear, data-driven financial insights and recommendations to senior leadership.