Sr Commercial Relationship Officer

Popular•Miami Lakes, FL

4d•Hybrid

About The Position

We are currently looking for a seasoned COMMERCIAL LENDER with a transportable book of business to join our Commercial Banking team. In this position you will generate business relationships and be responsible for the development and maintenance of credit and non-credit relationships with commercial customers, corporate accounts and potential customers while rendering quality service in accordance with bank goals to attain growth, profitability and customer satisfaction.

Requirements

High School Diploma or equivalent required
Minimum of 7 years of experience in commercial credit with an established portfolio of Commercial customers.
Effective sales ability and persuasiveness.
The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.
Applicants must be authorized to work for any employer in the United States. This position is not open to applicants who need visa sponsorship or transfer of visa sponsorship at this time.

Nice To Haves

Bachelor’s Degree in Business or related field preferred.

Responsibilities

Be responsible for developing a commercial customer portfolio and managing customer relationships of this portfolios. These created portfolios should have a heavy emphasis on deposits as well as loans.
Visit with clients and prospective clients regularly, interview and analyze the financial structure of customers and prospects, and recommend products or applicable services.
Compile loan package, financial proposals, and facilitate negotiation of loan structure with applicant including loan amount, loan term, pricing, fees, loan repayment options, and other credit terms.
Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan. Correspond with customers throughout the loan process and serve as liason between customer and the credit team to resolve questions regarding the application information.
Review and analyze commercial loan reports, direct liability, non-performing, new loans, and payment. Assure timely loan closing and funding activities.
Build effective relationships and trust with clients and potential clients by listening to and uncovering their needs and educating them about the bank products and services that are most appropriate for their situation.