Sr. Claims Examiner

Richmond National • Glen Allen, VA

10d • $100,000 - $120,000 • Onsite

About The Position

Richmond National is seeking a Sr. Claims Examiner to join its Claims team. The role investigates, evaluates, and settles complex commercial casualty claims, including reviewing and analyzing coverage, liability, and damages. The position is on-site in Glen Allen, Virginia. Strong letter-writing skills are essential.

Requirements

• Bachelor’s degree or an equivalent combination of education and relevant experience.
• At least 6 years of experience in commercial casualty claims adjusting.
• Excellent written and verbal communication skills, including letter-writing ability.
• Strong knowledge of commercial liability insurance policies, coverage analysis, and claims-handling procedures.
• Excellent communication, negotiation, and analytical skills.
• Ability to work independently and as part of a team.

Nice To Haves

• Experience with any or all of the following: General Liability (GL), Commercial General Liability (CGL), Construction Defect, Premises Liability, Products Liability, or Bodily Injury claims.
• Excess & Surplus (E&S) lines experience is strongly preferred.

Responsibilities

• Review and analyze coverage, liability, and damages for complex casualty claims.
• Write coverage and liability position letters.
• Conduct interviews with claimants, witnesses, and other parties involved in claims.
• Hire and manage outside vendors, including independent adjusters, defense counsel, and other experts, as needed.
• Prepare detailed claim reports for upper management, as needed.
• Negotiate settlements with claimants and attorneys.
• Maintain accurate notes, records, and files.

Benefits

• Medical, dental, and vision insurance plans.
• FSA/HSA plans available.
• Basic life, AD&D, short-term disability, and long-term disability coverage.
• 401(k) with company match of up to 6%.
• Flexible PTO plan.
• 11 paid company-wide holidays.
• Birthday off.
• Eligible to participate in the annual bonus program.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior