Sr. Business Director, Credit Settlement Risk (Global Payment Network)

Capital One • McLean, VA

1d • $245,100 - $335,700

About The Position

As the head of the Global Network’s Credit Settlement Risk team, you will step into a foundational "builder" role, developing the next generation of risk frameworks for a rapidly expanding ecosystem. This is an opportunity for a strategic leader to move beyond maintaining legacy systems and instead define what "best-in-class" looks like in a modern payments environment. Leading a world-class team of analysts and managers, you will directly influence our growth trajectory by balancing robust network protection with the agility needed for innovation. Partnering across business and risk functions, you will scale a resilient program that sets new industry standards and safeguards our global expansion.

Requirements

• Bachelor’s Degree
• At least 5 years of experience performing quantitative analysis
• At least 5 years of experience performing qualitative analysis
• At least 3 years of experience performing people management
• At least 3 years of experience performing project management

Nice To Haves

• Master’s Degree
• 5+ years of experience in people management
• 3+ years of experience in product development
• 3+ years of experience in financial modeling
• 3+ years of experience in economic forecasting
• 3+ years of experience in global payments ecosystem including acquiring, issuing, and network settlement mechanics
• 3+ years of experience in risk management (credit risk, operational risk, or settlement risk)

Responsibilities

• Lead the Global Payment Network's Credit Settlement Risk team and manage the overarching risk management framework.
• Build, manage, and mentor a high-performing team of credit analysts and portfolio managers to assess and monitor network exposures.
• Own the Network's program for managing credit settlement risk in close partnership with the 1st Line business, Finance, and 2nd Line risk teams.
• Take primary responsibility for overseeing credit collateral requirements, collections, and end-to-end recovery processes.
• Drive continuous improvement opportunities to reduce credit risk and position the Global Payment Network for sustainable, long-term growth.
• Collaborate with product and finance teams to assess and mitigate risks related to the settlement of funds, particularly in new and evolving payment flows.
• Ensure transactions flow reliably, issues are identified early, settlement risks are mitigated, and global network and regulatory requirements are consistently met.
• Foster a culture of risk awareness and proactive risk management, acting as a trusted advisor to product managers on incorporating risk mitigation strategies into their roadmaps.
• Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect and negotiation skills.

Benefits

• Comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.
• Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI).

What This Job Offers

• Job Type: Full-time
• Career Level: Director