Sr. BSA/AML Operations Analyst

Green Dot Corporation•US-OH Ohio Home Office, OH

1d•Remote

About The Position

This role can work remote anywhere in the United States. As a Sr. BSA/AML Operations Analyst, you will be responsible for using transactional monitoring, and data & analytical skills to ensure GDC’s BSA/AML/OFAC program is commensurate with a federally regulated Bank Holding Company, to improve the BSA/AML/OFAC Controls at Green Dot. You will help identify, assess, and defend against emerging and evolving financial threats to our card and accountholders, as well as from our products and services. You will enhance and improve overall process and team efficiency and consistency across all Green Dot payment platforms, products and services. You might be the right match for this role if: You are a creative thinker, with experience in fast-paced work environments. You possess excellent communication skills in all areas– in person, in writing and on the telephone. You can work comfortably and effectively with a diverse group of staff members, regulatory officials and law enforcement. You exhibit the overall ability to learn and work with a variety of computer programs.

Requirements

5+ years of BSA/AML/OFAC related activities in financial services industry. Fintech or money transfer experience a plus.
Experience writing SARS (Suspicious Activity Reports)
Experience conducting financial crime investigations, money laundering monitoring and/or investigations or other relevant BSA/AML experience.
High school diploma or equivalent
Experience with MS Office, particularly excellent Excel skills
Must be organized, efficient, and professional.
Must be extremely detail oriented.
Ability to work in the U.S. without sponsorship
Ability to meet the location requirement outlined above

Nice To Haves

Bachelor's degree
Money transfer or fintech experience a plus.
Regulatory experience a plus.
ACAMS or CFE certification a plus.
SQL experience
Familiarity with creation of management reports and presentations

Responsibilities

Analyzing large, complex datasets of existing transaction monitoring reports and determine whether to apply enhanced due diligence and/or investigation is warranted.
Employing candidate’s subjective decisioning with respect to all aspects of implementing an effective BSA/AML/OFAC program.
Managing functional BSA/AML processes and ensure SLAs, regulatory requirements and internal processes are fully met.
Fulfilling BSA/AML/OFAC regulatory requirements, including the filing of SARs, CTRs and other filings, as well as fulfilling appropriate logging and documentation standards.
Developing expertise on all BSA/AML/OFAC controls at Green Dot, including mastering all related front-end systems, applications, data sources, and back-end controls.
Reviewing existing reporting and making recommendations on enhancements to the process to capture unusual activity while limiting false positives.
Overseeing partner relationships from a BSA/AML standpoint and develop into a SME for that product.
Leading training sessions within the BSA team and partner to train new hires.
Using your analytical skills to produce and follow leads, as well as link common or related activities, develop complete pictures of suspicious activity and uncover new trends in fraudulent behavior.
Performing ad hoc requests as needed.