Sr. Associate, Customer Acceptance & Fraud

First National Bank•Omaha, NE

4d•$81,662 - $134,741•Hybrid

About The Position

The Sr. Associate is expected to be a subject matter expert to assigned work and is accountable for a range of assignments related to supporting the success in identification and mitigation of fraud risks and trends, regulatory compliance and potential reputational risks for the business within the Banking Division. This role will be responsible for identifying, analyzing, and addressing fraud trends, regulatory and risk, as well as implementing any action plans and origination strategy adjustments related to their work. This role is responsible for building strong working relationships across the enterprise to complete work and meet strategic goals. Strong working knowledge of the Laws and regulations applicable to the business strategies, products, services, processes, and third parties. Evaluate, integrate, and align new processes and controls into the existing Customer Acceptance and account origination strategies to ensure operational compliance, effectiveness, and efficiency. This includes identification and mitigation of emerging risks. Proficient at identifying, assessing, documenting, and testing key risks and fraud trends. If control or compliance gaps are identified, this individual is responsible for tracking these observations internally, recommending and implementing strategy and/or process adjustments/enhancements, and working with the business unit(s), second line risk groups, and third-party key stakeholders when necessary. Meet with peers, stakeholders, leadership, and others, as necessary, to provide information on emerging trends and controls, compliance, and operational changes that may affect them. Identify opportunities with the business unit to include in the first line monitoring program. Review and identify opportunities to adequately address unmitigated or emerging risk by monitoring control performance, staying up to date on best practices and industry changes, or thru independent testing. Upon identification, work effectively with management and stakeholders to implement missing controls or reduce controls in accordance with risk appetite, as applicable. Provide advice and complete necessary research to bring solutions to proposed questions and concerns regarding applicable policies and regulations. Support Audits and Reviews by analyzing testing reports and observations and report back findings to management. Coordinate and complete special projects as assigned.

Requirements

Bachelor’s degree or related experience
3-5 years of fraud prevention experience
Proficiency in Alloy utilized by Customer Acceptance & Fraud
Demonstrated and strong ability to utilize data to perform analytical analysis and make adjustments to onboarding strategy(s)
Demonstrated and strong ability to plan, prioritize, and multi-task with competing deadlines with detail, organization, and accuracy
Strong problem-solving skills and ability to find creative solutions to problems
Effective written and oral communication skills with proven ability to deliver in a clear and concise manner to appropriate levels of detail based on the purpose and audience, including Senior Leadership
Ability to build, develop and maintain collaborative working relationships within own segment and across the enterprise
Ability to develop, organize, facilitate, and monitor compliance standards and fraud trends
Ability to identify and recommend objective resolutions to problems and risk analysis
Strong Knowledge and demonstrated experience in Microsoft Word, Excel, and PowerPoint
Unrestricted work authorization and not requiring future sponsorship

Nice To Haves

3+ years of risk, financial crimes or compliance experience
Strong Knowledge of banking laws and regulations applicable to business unit and associated terminology
Industry recognized certification in Fraud or Financial Crimes (CAMS, CFE, CAFP) or desire to obtain

Responsibilities

Identifying, analyzing, and addressing fraud trends, regulatory and risk
Implementing action plans and origination strategy adjustments
Building strong working relationships across the enterprise
Evaluating, integrating, and aligning new processes and controls into existing Customer Acceptance and account origination strategies
Identifying and mitigating emerging risks
Identifying, assessing, documenting, and testing key risks and fraud trends
Tracking internal observations, recommending and implementing strategy and/or process adjustments/enhancements
Working with business units, second line risk groups, and third-party key stakeholders
Providing information on emerging trends and controls, compliance, and operational changes
Identifying opportunities for the first line monitoring program
Reviewing and identifying opportunities to address unmitigated or emerging risk
Implementing missing controls or reducing controls in accordance with risk appetite
Providing advice and completing research on applicable policies and regulations
Supporting Audits and Reviews by analyzing testing reports and observations
Coordinating and completing special projects