Enterprise Reporting and Analytics - Sr Analyst (Credit Risk & Marketing Analytics)

Golden 1 Credit Union•Sacramento, CA

About The Position

The Sr Analyst – Credit Risk & Marketing Analytics provides advanced analytical and business intelligence support to leaders and business partners across Golden 1 Credit Union. As a senior individual contributor, this role transforms complex and disparate data into actionable insights to support strategic, operational, and risk-related decision-making. The role leads complex analyses that inform enterprise priorities and corporate strategy for growth and loss mitigation of consumer credit products, and serves as a thought leader and technical expert within the analytics function. It requires strong critical thinking, advanced analytical skills, and the ability to communicate insights to executive and non-technical audiences.

Requirements

Bachelor’s degree in a quantitative or analytical field, such as Accounting, Mathematics, Business Administration, Information Technology, or Data Analytics; equivalent relevant experience may be substituted.
8+ years of progressive analytical, business intelligence, or data analytics experience.
Experience with data visualization and reporting tools such as Power BI or Tableau.

Nice To Haves

Experience working within credit union operations or similarly regulated financial environments is strongly preferred.

Responsibilities

Lead end-to-end analytics initiatives, including scoping work, triaging analytic requests, and delivering scalable analytical solutions.
Gather, prepare, and analyze complex data to identify trends, summarize patterns, and provide data-driven recommendations that support enterprise strategy.
Develop executive-level dashboards, visualizations, and analytical reporting to communicate performance, risk, trends, and opportunities.
Partner with product managers, data engineers, and analysts to design and execute experiments, pilots, and minimum viable products aligned with business use cases.
Contribute to developing and institutionalizing repeatable, scalable analytics and business intelligence frameworks.
Establish and promote analytics best practices for methodology, documentation, quality controls, and reporting consistency.
Assess business needs and recommend research and analytics initiatives that deliver measurable value and strategic insight.
Prepare and deliver recurring and ad hoc analyses, reports, and presentations for management decision support, committee review, and enterprise information requests.
Translate complex analytical findings into clear data stories tailored to technical and executive audiences.
Review and support sign-off of reporting and analysis before release to business partners.
Ensure analytics work products and processes comply with applicable standards, policies, regulations, and internal controls.
Monitor current and emerging economic conditions and internal and external factors that may influence performance, risk, and strategy.
Serve as a subject matter and technical expert for the analytics team and business partners.
Mentor and coach junior analysts to strengthen technical capability, analytical problem-solving, and business acumen.
Support team and department leadership on complex projects and initiatives as needed.