Specialty Banking - Lending Assistant

NBH Bank•Dallas, TX

1d•Onsite

About The Position

As a Lending Assistant, you will assist and provide support to the Relationship Officers and the Banking Managers to achieve loan production and portfolio management goals. You will also assist with loan advances & loan payments, prepare loan files for closing to ensure accuracy and completeness. Once a file is complete, coordinate with the loan documentation group for loan documentation prep. You will review loan documents for accuracy per credit approval and assist Relationship Officers in reviewing loan closing settlement statements. Other responsibilities include taking the lead with the title company on ordering preliminary reports, endorsements, recordings and searches. Prepare the title company instruction letter as well as order, review, and process business organizational documents. You will coordinate the ordering, delivery, and review of third-party reports, including appraisals, environmental investigations, title work, UCC filings, flood searches, insurance requirements, credit reports and other reports as required. As a Lending Assistant, you will also track and provide loan processing statistics and reports as needed, set and manage loan ticklers and follow-up on post-close items, while performing internal loan file post-close audits. You will handle change-in-terms requests, collateral releases, and paid loan file processing per bank procedure and credit approval, oversee and maintain loan fee GL account for the Banking Center. As well as pay invoices for 3rd party reports and other invoices. Additionally, in this role of a Lending Assistant, you will assist in construction loan draws, ordering property inspections, and handling loan disbursements. Additionally, you will prepare cashier's check and/or wires for client when authorized and ensure interest reserve payments are being made on all construction loans within the Banking Center. Duties also include following up on post-closing, obtaining final title policy, titles, post UCC searches, insurance validation, scanning information to maintain up-to-date record keeping, while preparing and quoting loan payoffs, late fee reports in collaboration with the Relationship Officer and Banking Center Manager. It is important to maintain general knowledge of bank lending policy, standards, and documents. Lastly, you will attend and participate in meetings and training sessions as assigned. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Requirements

High School diploma or GED.
3+ years of banking experience.

Nice To Haves

5+ years of successful commercial or small business lending space.
3+ years in lending documentation/assisting experience.
Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
Ability to think creatively and meet challenges with resourcefulness.
Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
Ability to work effectively in a collaborative environment.
Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
Ability to make sound and timely decisions, to consistently deliver on commitments and assume responsibility for results.
Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
Carries oneself in a professional manner both inside and outside the bank, representing the bank in a professional manner at all times.
Proficient in MS office applications which include Outlook, Word, Excel and PowerPoint.

Responsibilities

Assist and provide support to the Relationship Officers and the Banking Managers to achieve loan production and portfolio management goals.
Assist with loan advances & loan payments.
Prepare loan files for closing to ensure accuracy and completeness.
Coordinate with the loan documentation group for loan documentation prep.
Review loan documents for accuracy per credit approval.
Assist Relationship Officers in reviewing loan closing settlement statements.
Take the lead with the title company on ordering preliminary reports, endorsements, recordings and searches.
Prepare the title company instruction letter.
Order, review, and process business organizational documents.
Coordinate the ordering, delivery, and review of third-party reports, including appraisals, environmental investigations, title work, UCC filings, flood searches, insurance requirements, credit reports and other reports as required.
Track and provide loan processing statistics and reports as needed.
Set and manage loan ticklers and follow-up on post-close items.
Perform internal loan file post-close audits.
Handle change-in-terms requests, collateral releases, and paid loan file processing per bank procedure and credit approval.
Oversee and maintain loan fee GL account for the Banking Center.
Pay invoices for 3rd party reports and other invoices.
Assist in construction loan draws, ordering property inspections, and handling loan disbursements.
Prepare cashier's check and/or wires for client when authorized.
Ensure interest reserve payments are being made on all construction loans within the Banking Center.
Follow up on post-closing, obtaining final title policy, titles, post UCC searches, insurance validation.
Scan information to maintain up-to-date record keeping.
Prepare and quote loan payoffs, late fee reports in collaboration with the Relationship Officer and Banking Center Manager.
Maintain general knowledge of bank lending policy, standards, and documents.
Attend and participate in meetings and training sessions as assigned.
Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.