Commercial & Investment Bank Special Credits Risk Management Analyst

JPMorgan Chase & Co.•New York, NY

3d•$90,000 - $120,000

About The Position

As a Special Credit Analyst in Special Credits Group, Commercial & Investment Bank, you support strategies that reduce risk and maximize recoveries across a portfolio of stressed and distressed borrowers in the United States, Canada, and Latin America. You partner with us and with key internal and external stakeholders to evaluate downside scenarios, navigate complex legal and structural paths, and negotiate outcomes. You contribute clear credit recommendations and strong execution across recovery-related analysis, reporting, and portfolio actions.

Requirements

Minimum 1 year of corporate finance, credit, and leveraged finance experience
Strong financial modeling skills
Ability to learn quickly across new industries, business models, and geographies
Strong ownership mindset with high accountability for end-to-end deliverables
Outstanding written and verbal communication skills
Ability to work under pressure both independently and within teams, with effective time management
Ability to distill information from multiple sources into clear credit recommendations and rationale
Strong attention to detail
Ability to engage effectively with internal and external stakeholders
Strong project management skills with demonstrated end-to-end ownership of workstreams
Comfort developing and executing strategies in unfamiliar or rapidly evolving situations

Nice To Haves

Experience supporting loan restructurings, amendments, waivers, or distressed situations
Experience reviewing credit agreements and restructuring-related documentation
Familiarity with valuation approaches used in stressed and distressed scenarios
Exposure to secondary loan markets or loan trading concepts

Responsibilities

Support senior credit officers in managing a portfolio of stressed and distressed borrowers across the United States, Canada, and Latin America
Review complex legal, financial, and cross-border considerations to help determine appropriate actions and strategies
Collaborate with internal partners across coverage, capital markets, origination, legal, compliance, and risk to develop restructuring or exposure-reduction solutions
Engage with external stakeholders, including management teams, sponsors, counsel, financial advisors, and creditor groups, to advance negotiations and outcomes
Prepare internal memos and reports for credit, regulatory, and accounting purposes, including approval materials and surveillance reporting
Calculate asset-specific reserve analyses and support related documentation and governance
Build financial analysis and valuations to inform internal ratings, reserves, downside cases, and potential dispositions
Monitor instruments and securities received through prior restructurings and recommend trading or disposal actions
Contribute to wholesale regulatory, accounting, and risk reporting requirements and related deliverables
Improve procedures and execution through enhancements to SCG processes and controls