Software Engineer II
About The Position
At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. Are you ready to join a dedicated team that is crafting the future of financial technology? At Ripple Labs Inc., we are on a mission to transform manual financial operations into flawless automated systems. As a Software Engineer on the Financial Core team, you'll play a crucial role in building the essential infrastructure that powers Ripple's global custodian network.
Requirements
- 2-5 years of software engineering experience building and shipping production systems
- Backend experience in at least one language—Java, Go, Python, or TypeScript; comfort with object-oriented development and production-grade codebases
- Comfortable contributing across the stack (backend APIs + UI components)
- Solid grasp of relational databases, REST API development, and basic distributed systems concepts
- Able to read, navigate, and add to existing codebases—not only new projects
- Clear communicator with non-engineering partners—operations, finance, and product teams are your collaborators
- Uses AI tools (Claude, Copilot, Cursor, etc.) actively as a core part of writing, reviewing, and debugging code. These tools are not a novelty but a genuine accelerant
Nice To Haves
- Experience with financial systems, payments, or operations automation workflows
- Familiarity with Spring Boot, Postgres, React
- Experience crafting or deploying agentic systems—closed-loop automation that runs without a human in the critical path (approval workflows, reconciliation pipelines, event-driven monitoring)
Responsibilities
- Develop and deploy backend services and internal tools that automate settlement, funding, and liquidity management workflows
- Work directly with Product Ops and Product to understand manual processes and build software that replaces or accelerates them
- Contribute across the stack—REST API handlers, database migrations, and React UI components
- Participate in on-call rotation and maintain production reliability for financial systems that move money in real time
- Write well-tested, reviewable code and contribute to build discussions with your team and cross-functional partners
Benefits
- Competitive salary, bonuses, and equity
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
- R&R days so you can rest and recharge
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy - work with your manager to take time off when you need it
- Industry-leading parental leave policies
- Family planning benefits
- Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
