Software Application Developer – Loan Servicing & AI Enablement
About The Position
This role offers the opportunity to work on critical lending technology platforms while helping shape the future of Loan Servicing Technology through modernization, automation, cloud adoption, and AI innovation. You will work closely with business and technology partners to deliver solutions that improve operational efficiency, strengthen controls, and enhance client and employee experiences. BMO's B2B Banking & Credit Technology team is seeking a Software Application Developer to join the Loan Servicing Technology team supporting Loan IQ and related lending platforms. The role is responsible for designing, developing, implementing, and supporting enterprise-scale applications that enable commercial lending and loan servicing operations. The successful candidate will contribute to strategic technology initiatives including Loan IQ modernization, API and microservices development, workflow automation, cloud adoption, intelligent document processing, and AI-enabled solutions. This position combines strong software engineering capabilities with modern AI-assisted development practices to improve delivery efficiency, solution quality, and operational effectiveness.
Requirements
- 4–7 years of software development experience in enterprise environments.
- Strong Java and Spring Boot development experience.
- Experience with REST APIs, Microservices, and Application Integration.
- Strong Oracle SQL and relational database experience.
- Experience with CI/CD pipelines, Agile delivery, and DevOps practices.
- Experience with Kubernetes, Docker, OpenShift, or similar container platforms.
- Experience using AI-assisted engineering tools such as GitHub Copilot, Microsoft Copilot, or equivalent.
- Understanding of Generative AI concepts, prompt engineering, and AI-enabled software development practices.
- Knowledge of Responsible AI principles including security, privacy, governance, and risk management.
- Strong analytical, troubleshooting, communication, and collaboration skills.
Nice To Haves
- Loan IQ experience strongly preferred.
- Commercial lending, syndicated lending, or loan servicing experience.
- AWS cloud experience.
- Experience with Kafka, MQ, and event-driven architectures.
- Experience with workflow automation, intelligent document processing, or AI-enabled business solutions.
- Python development experience.
- Exposure to LLMs, Retrieval-Augmented Generation (RAG), or AI orchestration frameworks.
Responsibilities
- Design, develop, test, and support enterprise applications and integrations.
- Build APIs, microservices, and automation solutions supporting Loan Servicing platforms.
- Participate in Loan IQ enhancements, modernization initiatives, and production support activities.
- Collaborate with Business Analysts, Operations, QA, Architecture, and DevOps teams throughout the SDLC.
- Troubleshoot and resolve production issues while driving continuous improvement initiatives.
- Leverage AI-assisted development tools to improve coding, testing, documentation, and delivery productivity.
- Contribute to workflow automation, intelligent document processing, and AI-enabled business solutions.
- Ensure solutions comply with security, risk, audit, and governance standards.
Benefits
- health insurance
- tuition reimbursement
- accident and life insurance
- retirement savings plans
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
