Small Business Portfolio Analyst
About The Position
Provide’s Credit team is seeking a portfolio analyst to monitor and service an assigned portfolio and support the Credit team. The role focuses on managing portfolio risk, reviewing financial statements, and identifying changes in business performance or risk profile. As a Provide and Fifth Third Bank team member, the analyst is accountable for following policies and procedures, elevating concerns, supporting positive customer experiences, and identifying, assessing, managing, monitoring, and reporting risks within the organizations’ risk appetites. The analyst completes account reviews, oversees collection of financial statements, collaborates with internal partners and customers about financing and business opportunities, and communicates with stakeholders involved in documentation, credit services, treasury management, asset management, credit administration, and the loan process. The position is located in Columbus, Ohio. It is not available for immigration sponsorship.
Requirements
- Undergraduate degree in finance, accounting, economics, investments, business, data analysis, or a related mathematical or quantitative discipline.
- Familiarity with business financial statements, including income statements, balance sheets, and cash flow statements.
- Excellent written and verbal communication skills.
Nice To Haves
- At least one full year of experience in commercial underwriting, portfolio management, or a similar financial analysis position.
- Experience reviewing personal credit reports, business tax returns, personal tax returns, and personal balance sheets.
Responsibilities
- Complete account reviews for the assigned loan portfolio to determine risk profile.
- Oversee the collection of quarterly and annual financial statements.
- Collaborate with internal partners and customers to answer and escalate questions about new financing and/or business opportunities.
- Communicate regularly with stakeholders in documentation preparation, credit services, treasury management, asset management, and credit administration regarding customer needs, products and services, and the loan process.
- Identify, assess, manage, monitor, and report risks.
- Follow applicable policies and procedures and elevate concerns.
Benefits
- Comprehensive benefits programs supporting employees’ and families’ physical, financial, emotional, and social well-being.
- Eligible to participate in an incentive compensation plan, with payment based on company, line of business, and/or individual performance.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
