Small Business Banker

Valley Bank•Boca Raton, FL

About The Position

The Small Business Banker represents the bank in conducting active prospect and customer business development activities with small business clients (up to $5MM in revenue) to generate new deposit, loan, treasury, and other fee income. This role involves managing relationships through consistent outreach, nurturing, and growth, and establishing a strong referral network with various professionals. The banker will also collaborate with other departments to meet client needs, provide quality customer service, and maintain knowledge of bank policies and guidelines. Responsibilities include interviewing loan applicants, gathering documentation, and educating borrowers on the business line process.

Requirements

Excellent interpersonal skills and written and verbal communication skills.
Ability to calculate figures and amounts such as discounts, interest and percentages.
Ability to work independently, manage multiple projects and meet deadlines.
Ability to prioritize and organize assignments while working on multiple projects simultaneously.
Intermediate PC skills, knowledge of Microsoft Office software and referral tracking programs such as Sales Force.
High School diploma or GED with a minimum of 3 years of related bank lending sales experience or a combination of sales/credit analysis experience.
Strong Book of Business and COIs to drive immediate productivity.

Nice To Haves

Bachelor's degree in Business, Accounting or Finance with a minimum of 3 years of bank lending sales experience and a minimum of 1 year of credit analysis experience.

Responsibilities

Represents the bank in conducting active prospect and customer business development activities with small business clients (-$5MM in revenue size) designed to generate new deposit, loan, treasury and other fee income and related business for the line of business while meeting any of the Bank's assigned and/or prospective business customers' needs.
Manages relationships with small business banking clients through a consistent process of outreach, nurturing and growth.
Establishes strong referral network and relationships with real estate agents, brokers, CPA's, accountants, attorneys, and other Centers of Influence (COI's).
Develops strong professional relationships with other Bank department associates as well as supplemental business lines and vendors to cross sell and generate appropriate business product and service recommendations to help clients meet their goals and expand client relationships.
Actively collaborates with other lines of business to ensure the clients specific needs are met.
Provides quality customer service to existing customers and accounts through problem resolution and maintains consistent communications with clients through onsite visits and outbound calls.
Develops and maintains intimate knowledge of the policies, Bank guidelines for their business line.
Refers lending opportunities to Business Banking and Middle Market, treasury management, Highland Capital, FiServ and ADP, residential mortgage, and deposit relationships to bank partners.
Participates in civic and community activities to promote the Bank's diverse products and services, maintain professional network relationships and strengthen community ties.
Serves on CRA Board or committee to help strengthen communities and meet Bank's CRA objectives.
Interview loan applicants, completing applications and gathering required documentation in order to have a full understanding of the customer's financial picture.
Educates the borrower on business line process, structure, and set expectations.