ILFS Underwriting Manager

OneAmerica Financial

10d • Hybrid

About The Position

At OneAmerica Financial, our purpose is to create more certainty for our customers that leads to better moments, every day. Our commitment is to advance stability and growth in every solution and relationship. We deliver financial strength that builds for generations, and we are always aspiring, looking ahead, and collaborating to achieve more, together. Come be a part of this journey with us as we champion lives! THE SENIOR UNDERWRITING CONSULTANT PLAYS A CRITICAL ROLE WITHIN THE INDIVIDUAL LIFE UNDERWRITING DEPARTMENT, RESPONSIBLE FOR EVALUATING AND CLASSIFYING RISK FOR LIFE AND LTC HYBRID PRODUCTS. THIS POSITION ENSURES COMPLIANCE WITH UNDERWRITING GUIDELINES AND PROCEDURES, ALIGNING DECISIONS WITH MORTALITY AND MORBIDITY PRICING STANDARDS. THE CONSULTANT HOLDS AUTHORITY TO POSTPONE, DECLINE, OR APPLY SUBSTANDARD RATINGS WITHIN DEFINED APPROVAL LIMITS.

Requirements

• High School Diploma or equivalent required
• Minimum of 5 years of Individual Life underwriting experience required
• Strong analytical and decision-making skills
• Excellent communication and mentoring abilities

Nice To Haves

• Bachelor’s degree in a related field preferred
• Experience with underwriting LTC products ideal, but not required
• Advanced knowledge of Life and LTC hybrid products preferred

Responsibilities

• Evaluate risks in accordance with established underwriting guidelines
• Process cases using internal operating systems
• Validate underwriting decisions with internal and external partners
• Ensure adherence to published procedures and compliance standards
• Participate in ongoing professional development and continuing education
• Represent the company at industry events
• Collaborate effectively in a team environment
• Mentor and consult with junior underwriting staff

Benefits

• Medical & prescription, dental, vision insurance
• Health Savings Account & Flexible Spending Accounts
• Paid Time Off
• 10 weeks 100% paid parental leave (after completing 12 months of employment)
• 401(k) Plan with company match
• Pension Plan
• Company paid life & disability insurance
• Wellness Program & Company paid employee assistance program
• Clinic access subject to location (Indianapolis, Charlotte, Cincinnati)

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED