Senior Underwriting Consultant - Remote

UnitedHealth Group•Hartford, CT

1d•$91,700 - $163,700•Remote

About The Position

At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us to start Caring. Connecting. Growing together The Senior Underwriting Consultant will analyze Financial Protection Products- Group Life, Disability and Supplemental Health- plan characteristics and assess risk. They will also utilize underwriting criteria and policies to provide proper rating methodologies. The Senior Underwriting Consultant is responsible for the build, evaluation and recommendation of alternative pricing and plan design options based on economic analysis and trends. Senior Underwriting Consultant will be responsible for protecting profit while balancing sales growth pressure. You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Requirements

7+ years of experience in group insurance underwriting for any variety of products: Group Life, Long Term Disability (LTD), Short Term Disability (STD), and Supplemental Health for Voluntary and Employer Paid plan designs
Large case underwriting experience incorporating experience in development of pricing
Experience in coordinating in development of training and mentoring others
Experience in industry and marketplace trends
Intermediate level of proficiency with MS Office suite (including Word and Excel)
Proven mastery of products including product and contract provisions, plan designs, pricing and various funding arrangements
Demonstrated success collaborating with internal and external partners to develop appropriate case strategies

Nice To Haves

Experience contributing to process improvements, automation, or standardization initiatives
Proven ability to communicate underwriting rationale to business leaders, sales, and actuarial partners
Proven involvement in underwriting guidelines development or governance
Proven track record of influencing decisions in ambiguous or high-stakes situations

Responsibilities

Prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly aligns with client strategies
Risk evaluation skills of Life, LTD, STD and supplemental health products on a manual and experience rated basis
Validate - Evaluate renewals and new business request for proposals for accuracy for all size groups
Deliver competitive and consultative proposals and renewal analysis to obtain and persist the inforce block
Conduct competitive analysis of all coverage lines and present financial and contractual findings
Serves as a functional subject matter expert, providing trusted guidance and acting as a key resource to senior leadership