Sr Consultant, Brokerage Property Underwriting - E&S Brokerage Property Unit

Nationwide•Washington, NV

1d•$136,000 - $204,000•Remote

About The Position

The Senior Underwriting Consultant works in Nationwide’s Excess & Surplus/Specialty Brokerage Property business, underwriting individual property risks of complex technical nature. The role evaluates risk acceptability, pricing, coverage, terms, and conditions, and determines appropriate reinsurance placement. It carries a high level of authority and judgment with minimal direction and includes managing complex broker relationships and achieving production and loss-ratio goals. The posting’s summary references Excess Casualty, while the role title and surrounding description identify Brokerage Property. The consultant researches and develops new classes of business, assesses market viability, and supports development of forms, endorsements, rates, manuals, and department strategies. The role also includes analyzing broker and account results, handling policy maintenance and claims-related actions, and working with brokers, actuaries, loss control, and reinsurers. Additional responsibilities include workflow oversight, coaching and mentoring underwriters, teaching technical underwriting knowledge, resolving complex technical questions, and representing the department on committees and initiatives. This position supports broker partners across the Western U.S., with regional travel for in-person meetings and relationship building. Work is performed in a normal office environment, with extended and non-standard hours as project and customer deliverables require. The position is exempt and not eligible for overtime. It does not qualify for employer-sponsored work authorization, and Nationwide does not participate in the STEM OPT Extension program.

Requirements

At least eight years of commercial lines underwriting experience handling large or complex accounts.
Strong technical expertise and industry knowledge in shared/layered property underwriting.
Experience managing relationships with large wholesale brokers.
Experience managing an individual property portfolio to maximize top- and bottom-line growth.
Strong attention to detail, desk management, and prioritization skills.
Data analytics and business-insight skills for market and competitive research.
Experience with a broad range of occupancies and account sizes.
Strong communication and collaboration skills.
Knowledge of complex commercial lines underwriting policies, practices, procedures, insurance law, and underwriting and marketing principles and techniques.
Knowledge of Standard Bureau rating plans, catastrophe management, alternative rating methods and plans, and pricing theory.
Knowledge of treaty and facultative reinsurance, regulatory issues, wholesale broker systems, market conditions, and company operations.
Ability to analyze complex insurance risks, including policy language, rating approaches, reinsurance, and acceptability.
Ability to communicate effectively verbally and in writing, negotiate, lead projects, manage assigned lines of business and aggregates, and work with minimal direction.
Ability to train and mentor underwriters, underwriting assistants, and interns; analyze mathematical, statistical, and logical data; and apply market and competitor intelligence to underwriting decisions.

Nice To Haves

Undergraduate degree; equivalent work experience may be considered in lieu of a degree.
Completion of general insurance courses or designations such as CPCU, CIC, AU, ARM, CPIW, CWIS, or ASLI.
Excess and surplus lines experience.
Candidates located in the Western U.S. to support broker partners across the territory.

Responsibilities

Research and develop new classes of business, including assessing market trends, competition, market viability, forms and endorsements, rates, and reinsurance availability.
Review, accept, or decline individual risks based on available information; analyze complex exposures, determine premiums and policy terms, develop appropriate manuscript wording, and place reinsurance within department guidelines.
Achieve team and individual production and loss-ratio goals through broker management and marketing; analyze premium and loss results, evaluate submission quality, and recommend corrective action.
Oversee or handle policy maintenance and mid-term requests, review endorsement requests, authorize policy changes, review loss-control reports and recommendations, follow up on outstanding information, and review claims activity and take appropriate action.
Develop and maintain positive broker relationships through frequent contact, resolve conflicts, and travel to broker offices for training or marketing visits as required.
Support underwriting event and marketing campaign ideas and strategies, and host brokers visiting the company as required.
Apply knowledge of facultative and treaty reinsurance, place reinsurance appropriately, and maintain productive relationships with reinsurers.
Resolve highly complex technical questions and develop technical and business knowledge through internal and external learning opportunities.
Teach technical underwriting classes to brokers, SSU students, and other underwriters; mentor new and existing underwriting talent.
Manage assigned underwriter workflow, coach and develop employees, and approve referrals beyond lower-level underwriter authority in the manager’s absence.
Represent the department in division and company committees or initiatives, and perform other assigned responsibilities.

Benefits

Medical, dental, and vision coverage.
Life insurance.
Short- and long-term disability coverage.
Paid time off, with newly hired associates receiving a minimum of 18 days per full calendar year, prorated quarterly based on hire date.
Nine paid holidays.
Eight hours of Lifetime paid time off.
Eight hours of Unity Day paid time off.
401(k) with company match.
Company-paid pension plan.
Business casual attire.