Senior Underwriter, West Coast

Honeycomb Insurance • Sacramento, CA

10h • Hybrid

About The Position

Honeycomb Insurance is a rapidly growing global startup that is reinventing the commercial real estate insurance industry. We are backed by top-tier investors and powered by an exceptional team. We have dual headquarters in Chicago and Tel Aviv, with 6 offices across the U.S. We have insured over $100B in assets, operate across 23 states, and cover more than 65% of the U.S. population. We offer an environment where innovation is celebrated, culture is valued, and smart people challenge each other to be better. We are looking for individuals who are passionate about our mission and want to grow with us.

Requirements

• 4+ years of underwriting/insurance experience with Commercial Habitational and Specialty Property experience is a valued addition to that background, not a standalone requirement.
• Bachelor's degree or equivalent education/experience preferred.
• Retail agency relationship preferred.
• AI Proficiency and desire to seek automation and efficiency opportunities.
• Curiosity, hardworking, self-accountable, positive attitude, humble and fun.
• Have an opinion, share your opinion and be open to other opinions.
• Passion to obtain, retain and employ knowledge – as well as share knowledge.
• Excellent verbal and written communication skills.
• Strong analytical skills and attention to detail.

Responsibilities

• Next-generation risk assessment – divesting from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity.
• Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business spanning Habitational and Lessor's Risk Only (LRO) package and excess liability.
• Quote and release new and renewal for habitational business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds.
• Analyze and approve requested policy changes across the Habitational portfolio.
• Maintain familiarity and compliance with state insurance regulations and ISO rules for all states within assigned underwriting territory.
• Maintain open, transparent and supportive communications with team members and interdivisional partners.
• Monitor portfolio composition via reports, audits and inspections.
• Support marketing functions and efforts to build and promote Honeycomb.
• Complete special projects and assignments.
• Some travel as deemed necessary <20%.

Benefits

• Personal and career growth through mentorship, engaging project assignments, personalized training and development, and internal and exterior exposure opportunities to expand your network and sphere of influence.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior