Senior Underwriter
CrossCountry Mortgage, LLC
About The Position
The Senior Underwriter is responsible for underwriting and clearing conditions for Agency and/or Non-Agency loans. The Senior Underwriter communicates all mortgage loan guidelines to Loan Processors and Loan Officers.
Requirements
- Bachelor’s degree and/or equivalent combination of education/experience.
- Minimum 5 years of mortgage underwriter experience, preferred.
- Working knowledge of mortgage banking software, mortgage underwriting, loans, purchase, and refinance transactions.
- Excellent customer service, communication, problem-solving, and time management skills.
Nice To Haves
- SAR and/or DE, preferred.
- Experience Underwriting USDA and Bond programs, a plus.
Responsibilities
- Maintain a pipeline within the company’s standards: 24-hour turn-around time for final underwrite and 48-hour turn-around time for upfront.
- Analyze and access risk for initial credit decision based on company checklists, internal guides, Agency guides and Investor guides.
- Communicate errors and missing information to processor via email and/or telephone.
- Adjust condition sheet in Encompass with applicable conditions.
- Review resubmission as items are gathered and submitted by the processor.
- Issue final approval uploading all necessary approval documentation into Encompass with appropriate signatures.
- Collaborate with internal departments on any stipulations for closed files.
- Maintain a high level of confidentiality.
Benefits
- medical
- dental
- vision
- 401K
- company-provided short-term disability
- employee assistance program
- wellness program
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What This Job Offers
Job Type
Full-time
Career Level
Senior
