Senior Underwriter, Commercial Casualty

Starr Insurance•New York, NY

2d•$125,000 - $150,000

About The Position

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress. The Middle Market Property & Casualty Senior Underwriter is responsible for evaluating, selecting, pricing, and managing a profitable portfolio of middle market commercial accounts. This role partners closely with brokers and agents to develop new business opportunities while maintaining a disciplined underwriting approach that aligns with company guidelines, risk appetite, and profitability objectives.

Requirements

Underwriting authority
Knowledge of financial statements
Knowledge of loss history
Knowledge of operations
Knowledge of exposures
Knowledge of coverage requirements
Understanding of underwriting guidelines
Understanding of risk characteristics
Ability to negotiate coverage, pricing, and terms
Ability to manage a portfolio
Ability to monitor account performance, rate adequacy, retention, and profitability
Ability to conduct agency visits, broker meetings, and marketing activities
Ability to collaborate with internal partners
Ability to mentor and provide technical guidance
Knowledge of market conditions
Knowledge of industry trends
Knowledge of regulatory changes
Knowledge of competitive positioning
Sound underwriting judgment
Ability to operate within delegated authority and referral guidelines

Responsibilities

Underwrite new and renewal Middle Market Property & Casualty accounts with authority, focusing on profitability, growth, and retention.
Analyze commercial risks by evaluating financial statements, loss history, operations, exposures, and coverage requirements.
Determine appropriate pricing, coverage, terms, and conditions based on underwriting guidelines and risk characteristics.
Develop and maintain strong relationships with brokers, agents, and internal business partners to drive profitable new business production.
Negotiate coverage, pricing, and terms while balancing customer needs and company objectives.
Manage an assigned portfolio, monitoring account performance, rate adequacy, retention, and profitability.
Conduct agency visits, broker meetings, and marketing activities to strengthen distribution relationships and identify growth opportunities.
Collaborate with Risk Engineering, Claims, Legal, and other internal partners on complex accounts.
Mentor and provide technical guidance to junior underwriters and underwriting assistants.
Maintain knowledge of market conditions, industry trends, regulatory changes, and competitive positioning.
Exercise sound underwriting judgment while operating within delegated authority and referral guidelines.