Senior Treasury Analyst (Interest Rate Risk Analytics)

Wells Fargo•Charlotte, NC

3d•Hybrid

About The Position

Wells Fargo is seeking a Senior Treasury Analyst to join the Balance Sheet and Interest Rate Risk Management team. The position supports measurement, analysis, and communication of the company’s interest rate risk profile, including net interest income (NII) and economic value of equity (EVE). The analyst develops and enhances analytics, explains complex risk results to senior audiences, and partners with Corporate Risk, Investment Portfolio, Finance, and other stakeholders to support effective interest rate risk management. The role also leads targeted analytical projects, coordinates cross-functional deliverables, and provides guidance to teammates on complex interest rate risk topics. It operates within applicable policies, procedures, controls, and regulatory expectations and supports governance, review, and examination activities as appropriate. The position offers a hybrid work schedule at Wells Fargo’s 401 S. Tryon Street location in Charlotte, North Carolina. Relocation assistance is unavailable, and the position is not eligible for visa sponsorship. Specific compliance policies may apply to outside activities and personal investing.

Requirements

At least 4 years of Treasury experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination of these.
Strong knowledge of interest rate risk concepts and methodologies, including NII, EVE, repricing, valuation, optionality, key rate duration, and scenario analysis.
Strong analytical and problem-solving skills, including the ability to identify risk drivers, assess complex results, and formulate balanced recommendations.
Excellent communication and relationship-management skills, including the ability to influence stakeholders, collaborate across functions, and present insights to senior leadership and executive audiences.

Nice To Haves

Bachelor’s degree in finance, economics, mathematics, statistics, engineering, data science, or a related quantitative field; an advanced degree and/or CFA is preferred.
Experience with bank balance sheet management, asset-liability management, investment portfolio analytics, deposits, mortgages, derivatives, and capital markets activities.
Ability to develop and enhance analytical tools, financial models, reporting, dashboards, and data visualizations for risk management and strategic decision-making.
Proficiency with large financial datasets and Excel, SQL, Python, or similar tools for data analysis, automation, and reporting.
Understanding of regulatory expectations, model risk management, governance, controls, policies, procedures, and documentation within a large financial institution.

Responsibilities

Build, maintain, and enhance analytics for measuring and explaining interest rate risk across NII and EVE, including rate-shock, yield-curve, product, and scenario-based analysis.
Analyze the company’s interest rate risk position, identify key drivers and emerging exposures, and provide actionable insights to senior management.
Create executive-level presentations and recurring risk reports for senior management and governance forums, translating technical results into business implications.
Perform product-level analytics covering cash flow, repricing, prepayment, optionality, valuation, and behavioral risks across assets, liabilities, derivatives, and investment securities.
Partner with Corporate Risk, Investment Portfolio, Finance, model, data, and business teams to evaluate exposures, challenge assumptions, and support risk management decisions.
Support the design, implementation, and enhancement of interest rate risk metrics, limits, stress scenarios, dashboards, and management reporting.
Investigate period-over-period changes in NII and EVE sensitivity and attribute changes to market movements, balance sheet activity, model assumptions, and management actions.
Evaluate the interest rate risk impact of potential hedging, funding, investment, and balance sheet strategies.
Assess data quality, model outputs, and reporting processes; identify control gaps and opportunities to improve accuracy, efficiency, transparency, and governance.
Use automation, data visualization, and analytical tools to improve reporting, forecasting, and decision support while maintaining controls and data integrity.
Lead targeted analytical projects, coordinate stakeholder deliverables, and provide guidance to teammates on complex interest rate risk topics.
Collaborate with Internal Audit, Corporate Risk, and Model Risk as appropriate to support governance, review, and examination activities.
Exercise independent judgment within applicable policies, procedures, controls, and regulatory expectations.
Fulfill applicable risk program responsibilities, follow Wells Fargo policies and procedures, escalate and remediate issues, and make risk decisions consistent with the business unit’s risk appetite and program requirements.