Risk Analyst Senior - Financial Risk & Analytics
About The Position
The Risk Analyst Senior role sits within the Financial Risk and Analytics team of Third-Party Risk Management (TPRM), part of the Office of the Chief Risk Officer. TPRM defines the enterprise-level third-party risk management framework and conducts risk assessments on third parties and major partners, including control testing, financial analysis, portfolio reviews, exposure analysis, and executive reporting. As a Second Line of Defense function, TPRM manages risk at the enterprise level. The role conducts ongoing financial and credit reviews of third parties and key partners to assess financial health and the bank’s exposure. It also supports the development of TPRM exposure reporting, periodic metric monitoring, and partner reserve management, and provides challenge and control testing for first-line financial risk assessments. Pathward is a financial empowerment company focused on expanding financial access, choice, and opportunity. The company describes itself as a hybrid, remote-office company with onsite locations in Sioux Falls, South Dakota; Phoenix, Arizona; Louisville, Kentucky; Troy, Michigan; Franklin, Tennessee; and Easton, Pennsylvania.
Requirements
- Proven track record in financial and credit analysis, ongoing monitoring, portfolio analysis, data analytics, and risk modeling.
- Experience analyzing risks in merchant acquiring, card issuing, commercial and consumer lending, payments, or an equivalent enterprise-level third-party risk management function.
- Bachelor’s degree in business or a related field.
- Proficient use of Generative AI.
- Effective writing and presentation skills.
- Strong organizational and problem-solving skills.
Nice To Haves
- MBA, relevant master’s degree, or experience.
Responsibilities
- Conduct ongoing financial and credit reviews on third parties and key partners to assess liquidity, solvency, profitability, capital adequacy, and the bank’s exposure.
- Assist in establishing TPRM’s exposure reporting, periodic metric monitoring, and partner reserve management function.
- Control test financial risk assessments performed at the First Line.
- Provide credible challenge on risk assessments, control effectiveness, and risk acceptance requests.
- Gather and analyze data from databases, enterprise systems, business intelligence platforms, and data visualization platforms.
Benefits
- Health insurance
- 401(k) retirement benefits
- Life insurance
- Disability benefits
- Paid time off
- Annual performance-based incentive opportunity
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What This Job Offers
Job Type
Full-time
Career Level
Senior
