Treasury Analyst

Pacific Life • Newport Beach, CA

7d • $103,140 - $126,060 • Hybrid

About The Position

Pacific Life is seeking a Senior Treasury Analyst for its Corporate Treasury Cash Management team in Newport Beach, California. The role is hybrid, with four in-office days per week, Monday through Thursday. The analyst manages company cash positioning to support accurate and timely movement of funds and meet obligations. Work includes short-term investing and debt issuance, managing the 90-day cash forecast, and collaborating with Pacific Life Investments and enterprise teams to capture relevant cash flows. The analyst also serves as a liaison between financial institutions and internal divisions, resolving issues, maintaining relationships, and providing banking expertise. The position is part of a seven-person team in the Corporate Treasury division.

The analyst supports liquidity management, forecasting, banking and counterparty relationships, debt and funding activities, short-term investments, risk controls, treasury systems, process improvement, and executive reporting. The role aims to maintain adequate liquidity at the lowest cost, support business growth, strengthen controls, and provide leadership with clear information for decision-making.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Five years of experience in corporate treasury, finance, or banking operations.
• Familiarity with cash forecasting, liquidity management, and banking platforms.
• Experience with Treasury Management and ERP systems.
• Strong analytical and problem-solving skills.
• Advanced Excel and data visualization capabilities.
• Knowledge of payment systems, SWIFT, and bank connectivity.
• Excellent communication and stakeholder collaboration abilities.

Nice To Haves

• Certified Treasury Professional (CTP) designation, preferred; the posting also highlights the CTP designation from the Association of Financial Professionals (AFP).
• FIS Integrity and RedBridge Hawkeye experience.
• Collaborative team member who requires minimal guidance.

Responsibilities

• Use business and industry knowledge to improve cash management while minimizing risks and eliminating overdrafts.
• Monitor account analyses to ensure alignment with banking contracts.
• Ensure day-to-day cash management operations comply with internal controls, policies, and procedures.
• Own daily, weekly, and monthly liquidity analysis and monitor cash positions across entities, currencies, and banks.
• Resolve transaction issues and inquiries with financial partners; forecast short-term cash needs and optimize cash concentration opportunities.
• Support liquidity stress testing and contingency funding plans.
• Build and maintain rolling cash flow forecasts, analyze forecast accuracy, and explain variances.
• Collaborate with ALM, Treasury Capital Markets, investment operations, accounting, and business units on liquidity, funding data, and forecast inputs.
• Maintain relationships with banks, custodians, and payment providers; analyze bank service utilization and fees; support enterprise bank administration.
• Monitor short-term debt, investment exposure, and concentration limits.
• Provide back-office support for debt issuance and refinancing; monitor covenants, ratings triggers, and leverage metrics; maintain debt schedules and interest expense forecasts.
• Monitor short-term investment portfolios, including money market investments, STIF, and repos.
• Support investment operations’ derivatives, cash, and asset settlements with custodial banks, using knowledge of collateral and settlement instructions to help clear transactions.
• Ensure compliance with investment guidelines, treasury policies, and internal controls; participate in audits and regulatory exams.
• Serve as a power user for the treasury workstation, payment platforms, and bank portals; build reporting and reconciliation automation; improve data quality, timeliness, and transparency.
• Communicate business requirements for system improvements and support system upgrades and integrations.
• Prepare dashboards and executive-level reports and summarize liquidity positions and funding options for leadership.

Benefits

• Medical, dental, and vision coverage.
• Wellbeing Reimbursement Account for the employee or eligible dependents.
• Paid time off, holiday schedules, and Financial Planning Time Off.
• Paid parental leave.
• Adoption assistance program.
• 401(k) savings plan with company match and an additional contribution regardless of participation.
• Additional incentive pay may be available to most employees.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior