Senior Trade Services Specialist

Wells Fargo Bank•Charlotte, NC

1d•Hybrid

About The Position

Wells Fargo is seeking a Senior Trade Services Specialist to join the Commercial Bank as part of Global Operations. The role provides operational support for Commercial and Standby Letters of Credit (LCs) within the Commercial Banking Middle Office. It involves reviewing and processing LCs, onboarding new clients, working with Relationship Managers, Underwriters, and LC Processing teams, resolving client inquiries, maintaining operational controls, and delivering timely, accurate service to internal stakeholders and clients. The specialist mitigates risk to the bank and customers while supporting customer satisfaction through LC processing. The role reviews complex reformatting, drafting, advising, and amending of standby letters of credit that require in-depth evaluation of variable factors; performs moderately complex analysis of LC structures, documentation, governing rules, internal policies, and credit risk implications; and applies a working knowledge of standby letters of credit and related rules and regulations. The specialist may also recommend changes to policies, practices, and procedures and consult with peers, colleagues, and managers to resolve issues and achieve goals. The position is based at 1525 W W T Harris Blvd, Charlotte, NC 28262-8522. The job expects the employee to work on-site and be able to work a hybrid schedule. The posting end date is October 25, 2026, though the posting may be removed earlier due to applicant volume.

Requirements

4+ years of Trade Services experience, or equivalent demonstrated through work experience, training, military experience, education.
Experience with Standby Letters of Credit, including client onboarding and liaising with the front office and processing team.
Ability to work on-site and on a hybrid schedule.

Nice To Haves

Knowledge of UCP 600 and ISP98.
Knowledge of Trade Finance products in general.
Basic knowledge and understanding of compliance and regulatory requirements in international banking.
Extensive knowledge and understanding of trade services.
Knowledge and understanding of asset-based lending or commercial lending.

Responsibilities

Provide operational support for Commercial and Standby Letters of Credit within the Commercial Banking Middle Office.
Review and process letters of credit.
Onboard new clients and liaise with Relationship Managers, Underwriters, and LC Processing teams.
Resolve client inquiries and issues.
Maintain strong operational controls and provide timely, accurate, high-quality service to internal stakeholders and clients.
Mitigate risk to the bank and customers while supporting customer satisfaction through letter-of-credit processing.
Review complex reformatting, drafting, advising, and amending of standby letters of credit, evaluating variable factors in depth.
Provide recommendations on existing policies, practices, and procedures.
Analyze moderately complex letter-of-credit structures, documentation, governing rules, internal policies, and credit-risk implications.
Apply knowledge of rules and regulations governing letter-of-credit products, including working knowledge of standby letters of credit.
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.