Senior Title Examiner

Broadview Federal Credit Union • Albany, NY

3d

About The Position

The Senior Title Examiner researches title histories and helps rectify title defects to ensure insurable title for buyers and lenders. The role may serve as department team leader and back up the Director in the Director’s absence. It handles title examination and insurance work for residential and commercial real estate transactions, supports closings, advises clients, and assists with operational, accounting, compliance, and staff-development responsibilities.

Requirements

• Bachelor’s degree and five to seven years of directly related experience, or an equivalent combination of education and experience.
• Strong working knowledge of Microsoft Office, including Word, Excel, PowerPoint, and Outlook, and ability to learn other software as needed.
• Proficiency in title-search and title-insurance company system software.
• Excellent communication, presentation, and interpersonal skills.
• Strong change-management and time-management capabilities, including successful experience leading process-improvement change efforts.
• Acute attention to detail.
• Ability to sit or stand for extended periods, with reasonable accommodation if necessary.
• Ability to maintain client confidentiality.

Nice To Haves

• Legal training or experience, such as attorney or paralegal experience, is preferred.
• Fluency in a second language in addition to English is encouraged.

Responsibilities

• Read and interpret real estate and legal documents, maps, and surveys to prepare title insurance policies, following applicable policies and regulations and helping ensure continuity of title and minimal risk exposure.
• Identify property-use restrictions and encumbrances, and establish requirements to clear underwriting objections and achieve insurability.
• Work with parent underwriters and attend underwriter-led continuing education to stay current and comply with underwriting guidelines.
• Negotiate policy and endorsement coverage for owners’ and loan title insurance policies.
• Maintain advanced knowledge of New York State title insurance, underwriting guidelines, and real estate practices; advise clients on title insurance and real estate questions.
• Represent the title company at closings, resolve title issues, ensure documents are properly prepared and executed in compliance with state and county regulations, collect funds for recording fees, payoffs, and liens, provide title documentation, and guide the process toward clear, marketable, insurable title.
• Assist the Director with procedural updates and implementing changes arising from underwriter or regulatory requirements.
• Approve invoices, handle deposits, and retain check-signing authority for OHRS transactions.
• Assist with month-end reporting.
• Assist the Director with accounting and reconciliation functions and questions, including managing stale-dated items and responding to accounting concerns.
• Work with the Director, Finance, and Compliance to ensure required underwriter and state filings are completed in accordance with regulatory guidelines, including data-call reports, audits, cybersecurity, licensing, and remittances.
• Partner with the Director on escalated client issues, including claims against OHRS-issued title policies, and liaise with underwriting counsel through resolution.
• Mentor department staff on title-related matters.
• Perform other related duties or projects as assigned based on business needs.

Benefits

• Competitive benefits package.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior