Senior Title Examiner
About The Position
The Senior Title Examiner researches title histories and helps rectify title defects to ensure insurable title for buyers and lenders. When called upon, this role serves as department team leader and backs up the Director in their absence. The position handles residential and commercial real estate title matters, including document review, underwriting compliance, title insurance policy preparation, closings, and client support. The role also supports departmental procedures, financial and accounting activities, regulatory filings, and escalated client issues. It mentors department staff on title-related matters and performs other related duties or projects as assigned based on business needs.
Requirements
- Bachelor’s degree and five to seven years of directly related experience, or an equivalent combination of education and experience.
- Strong working knowledge of Microsoft Office, including Word, Excel, PowerPoint, and Outlook, and demonstrated ability to learn other software as needed.
- Proficiency in title search and title insurance company system software.
- Excellent communication, presentation, and interpersonal skills.
- Strong change-management and time-management capabilities, with prior successful experience leading process-improvement change efforts.
- Acute attention to detail.
- Ability to sit or stand for extended periods, with reasonable accommodation if necessary.
- Ability to maintain client confidentiality.
Nice To Haves
- Legal training or experience, such as attorney or paralegal experience, is preferred.
- Fluency in a second language in addition to English is encouraged.
Responsibilities
- Read and interpret real estate documents, legal documents, maps, and surveys to prepare title insurance policies, following internal and external policies and regulations for residential and commercial transactions.
- Identify property-use restrictions and encumbrances, and establish requirements to clear underwriting objections and ensure insurability.
- Work with parent underwriters and attend underwriter-led continuing education courses to remain current and comply with underwriting guidelines.
- Negotiate policy and endorsement coverage for owners and loan title insurance policies.
- Maintain advanced knowledge of New York State title insurance, underwriter guidelines, and real estate practices, including endorsement and policy availability, transfer tax, mortgage tax, and forms of conveyance; serve as a client resource for title insurance and real estate questions.
- Represent the title company at closings, ensure title issues are resolved and documents properly prepared and executed in accordance with state and county regulations, collect appropriate recording fees, payoffs, and liens, provide required title documentation, and guide the process toward clear, marketable, and insurable title.
- Assist the Director with procedural updates and implementation of changes arising from underwriter or regulatory updates.
- Approve invoices, handle deposits, and retain check-signing authority for all OHRS transactions.
- Assist with month-end reporting as needed.
- Assist the Director with accounting and reconciliation functions and questions, including managing stale-dated items and responding to accounting questions and concerns.
- Work with the Director, Finance, and Compliance to ensure required underwriter and state filings comply with regulatory guidelines, including data call reports, audits, cybersecurity, licensing, and remittances.
- Partner with the Director on escalated client issues, including claims against OHRS-issued title policies, and liaise with underwriting counsel through resolution.
- Mentor department staff on title-related matters.
- Perform other related duties or projects as assigned based on business needs.
Benefits
- Competitive benefits package
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What This Job Offers
Job Type
Full-time
Career Level
Senior
