Senior State Filings Analyst

Next Insurance•Boston, MA

27d•Hybrid

About The Position

ERGO NEXT's mission is to help entrepreneurs thrive. We’re doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience. Simply put, wherever you find small businesses, you’ll find ERGO NEXT. Since 2016, we’ve helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We’re backed by industry leaders in insurance and tech, and we still have room to grow — that’s where you come in. We are seeking a skilled Senior State Filings Analyst to join our team. You will focus on regulatory compliance, end-to-end filing management, and policy language refinement for commercial Workers’ Compensation and Property and Casualty (P&C) insurance products. Working closely with Legal and Product teams, you will ensure all policy forms, rates, and rules align with state regulatory requirements and company objectives.

Requirements

Bachelor’s degree in insurance, business, law, or a related field preferred, or equivalent relevant experience.
Minimum of 2 years managing multi-state insurance product filings (Forms, Rates, Rules).
Strong knowledge of SERFF, Florida's i-File system, and jurisdictional requirements.
Deep understanding of commercial P&C policy forms and regulations.
Ability to prioritize, manage tight deadlines, and handle multiple filings.
Proactive, analytical mindset with sharp attention to detail.
Self-motivated with strong accountability and a focus on efficiency and automation.
Exceptional time management and flexibility in a changing regulatory landscape.

Responsibilities

Own the full lifecycle of product filings, ensuring accurate submissions across all 51 jurisdictions.
Develop filing strategies and proactively resolve regulatory challenges to keep projects on track.
Manage tight deadlines and relationships with state regulators and external consultants.
Analyze insurance regulations, statutes, and bulletins to ensure compliance.
Develop, revise, and maintain policy forms, endorsements, and manuals for commercial Workers’ Compensation and P&C insurance products.
Partner with Insurance Product Managers and Legal to draft and refine policy language and address state objections.
Oversee and resolve compliance-related tickets escalated by the Legal and Insurance Product team.
Monitor and evaluate ISO and NCCI bureau circulars for business impact, collaborating with Insurance Product Managers to assess the need for regulatory filings.
Maintain documentation of manual and form language revisions to support audits.
Organize and track all filing workflows in Confluence, JIRA, and internal databases.