Senior Specialist, Credit Management

BNY Mellon • New York, NY

1d

About The Position

The Senior Specialist will join BNY’s Credit Management team within the Credit Services Platform in New York, NY. The role evaluates Institutional Bank credit requests and supports the Bank’s overall credit strategy. It drives business reviews for credit transactions, including assessment of transaction terms, client revenue trends, relationship opportunities, returns on capital, exposure and revenue relative to other lenders, and the business justification for credit requests.

The role conducts research and analysis to support lenders and management in originating, underwriting, documenting, and monitoring credit facilities. It also supports portfolio monitoring and ad hoc research, advises business partners on regulatory capital and liquidity implications, and builds internal stakeholder relationships to advance balance sheet discipline and franchise value. The position supports special projects, particularly those enabled by AI, and contributes to investment performance goals and team objectives. The role has no direct reports.

Requirements

• A bachelor’s degree, a related technical discipline, or an equivalent combination of education and experience is required.
• Demonstrated expertise in Microsoft Excel is required.
• A team-oriented approach and demonstrated self-starter mindset are critical.

Nice To Haves

• Experience in credit, lending, banking, or financial and risk analysis is preferred.
• Appreciation for regulatory capital and liquidity is preferred.
• Three to five years of total work experience is preferred.
• Experience with coding languages such as Python or SQL is welcomed but not mandatory.

Responsibilities

• Analyze complex entities and structures to evaluate the business justification for Institutional Bank credit requests and support the Bank’s overall credit strategy.
• Drive business reviews for credit transactions by reviewing term sheets, client revenue trends, and opportunities to grow business relationships; calculating returns on capital; evaluating exposure and revenue relative to other lenders; and working with business partners to establish the business justification for credit requests.
• Conduct research and analysis to support lenders and management with originating, underwriting, documenting, and monitoring credit facilities.
• Assist lenders and management with monitoring existing credit portfolios, underwriting, and ad hoc research.
• Advise business partners on regulatory capital and liquidity implications of committed and uncommitted exposures.
• Develop and maintain relationships with internal stakeholders to support BNY’s objectives on balance sheet discipline and franchise value.
• Support special projects, particularly those enabled by AI, and contribute to investment performance goals and related team objectives.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior