Senior Specialist, Credit Management

BNY Mellon•New York, NY

1d•$59,000 - $114,000•Onsite

About The Position

BNY is seeking a Senior Specialist to join its Credit Management team within the Credit Services Platform in New York, NY. The role supports Institutional Bank credit requests and the Bank’s credit strategy through analysis of complex entities, transaction business reviews, credit research, and portfolio monitoring. It also advises business partners on regulatory capital and liquidity implications, develops internal stakeholder relationships, and supports special projects, particularly those enabled by AI. The position has no direct reports.

Requirements

Bachelor’s degree, a related technical discipline, or an equivalent combination of education and experience is required.
Demonstrated expertise in Microsoft Excel is required.
A team-oriented approach and demonstrated self-starter mindset are critical.
The role has no direct reports.

Nice To Haves

Experience in credit, lending, banking, or financial and risk analysis is preferred.
Appreciation for regulatory capital and liquidity is preferred.
Three to five years of total work experience is preferred.
Experience with coding languages such as Python or SQL is welcome but not mandatory.

Responsibilities

Analyze complex entities and structures to evaluate the business justification for Institutional Bank credit requests and support the Bank’s overall credit strategy.
Drive business reviews for credit transactions, including reviewing term sheets, client revenue trends, and business-growth opportunities; calculating returns on capital required for exposure; evaluating exposure and revenue relative to other lenders; and working with business partners to establish the business justification for credit requests.
Conduct research and analysis to support lenders and management with originating, underwriting, documenting, and monitoring various types of credit facilities.
Assist lenders and management with monitoring existing credit portfolios, underwriting, and ad hoc research.
Advise business partners on regulatory capital and liquidity implications related to committed and uncommitted exposure.
Develop and maintain relationships with internal stakeholders to support BNY’s objectives for balance sheet discipline and franchise value.
Support special projects, particularly those enabled by AI, and contribute to investment performance goals and related team objectives.