Senior Specialist - Loan Underwriting

Atlantic Union Bank Careers • Richmond, VA

2d

About The Position

The Underwriting & Appraisals area is responsible for evaluating credit requests and property valuations to ensure accurate risk assessment, sound credit decisions, and compliance with internal policies, investor requirements, and regulatory standards. Activities may include: Analyzing borrower financial information, repayment capacity, collateral strength, and overall creditworthiness Reviewing and validating appraisal reports for accuracy and adherence to established guidelines Determining risk levels and approval recommendations Applying underwriting standards consistently, identifying and mitigating potential risks, maintaining strong documentation practices, and partnering with lending, operations, and risk teams to support timely and high-quality credit decisions. The Loan Underwriting area activities may include: Evaluates and approves or denies loan applications according to business unit standards in a timely manner. Gathers information as necessary to make sound decisions. Responds to internal and external customer inquiries as necessary. Performs other duties as necessary to support the goals and objectives of the department and business unit. Other duties as assigned.

Requirements

• Requires advanced knowledge of operational procedures and tools obtained through extensive work experience and may require vocational or technical education.
• Typically requires 7+ years relevant experience
• May require obtaining and/( )or maintaining NMLS registration

Nice To Haves

• May require vocational or technical training

Responsibilities

• Evaluates and approves or denies loan applications according to business unit standards in a timely manner.
• Gathers information as necessary to make sound decisions.
• Responds to internal and external customer inquiries as necessary.
• Performs other duties as necessary to support the goals and objectives of the department and business unit.
• Training, delegating and reviewing the work of lower level employees.

Benefits

• medical
• dental
• vision
• life insurance
• disability coverage
• paid time off
• retirement savings through a 401(k) plan
• wellness resources

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed