Senior Risk Analyst - Credit Portfolio Intelligence Advisory (Hybrid)

First Citizens Bank•Raleigh, NC

3d•Hybrid

About The Position

This hybrid position is based in the Raleigh, North Carolina, or Morristown, New Jersey, office and requires three days in the office and two days remote. The Senior Risk Analyst delivers trusted reporting and analytical solutions for portfolio monitoring and helps identify emerging risks within Credit Administration. The role partners with Credit Administration stakeholders and internal lines of defense—including Business Units, Credit, Enterprise Risk Management, Credit Review, and Internal Audit—as well as external stakeholders such as external auditors and regulators. The analyst creates relevant analytical content and helps stakeholders develop a deep understanding of underlying business segments. The position serves as a trusted advisor to business segments, anticipating their reporting and analytics needs and providing insights. It gathers stakeholder requirements and works with Business Intelligence & Risk Reporting to design, create, and enhance reports and Tableau dashboards. The analyst also prepares ad-hoc and recurring reports, presentation materials, and memos by analyzing complex datasets, researching economic conditions and external events, and incorporating internal stress-testing results and analytics to support clear, data-driven risk-management decisions. Attendance at Credit Administration meetings helps the analyst stay informed about emerging risks and changes in credit appetites, policies, procedures, and standards. The role also involves continually developing analytical skills and improving reporting capabilities to better support Credit Administration and business segments.

Requirements

Bachelor's degree and 4 years of experience, or high school diploma or GED/equivalent and 8 years of experience, in risk management, financial analysis, or statistical modeling.
Skills in data mining, data gathering and reporting, risk mitigation, risk identification, and analytical reasoning.

Nice To Haves

Experience in banking and finance, preferably in credit analysis, underwriting, or credit risk oversight.
Experience with Microsoft Office products, including PowerPoint, Word, Excel, Outlook, and Teams.
Experience with business intelligence software, including Microsoft Power BI, Tableau, SQL, and SAS.

Responsibilities

Develop and maintain a trusted-advisor relationship with business segments, anticipate reporting and analytics needs, and provide insights.
Liaise between stakeholders and Business Intelligence & Risk Reporting to collect requirements and design, create, and enhance reports and Tableau dashboards.
Create ad-hoc and recurring reports, presentation materials, and memos by identifying, analyzing, and interpreting complex datasets.
Research economic conditions and external events and combine those findings with internal stress-testing results and analytics to support data-driven risk-management decisions.
Attend Credit Administration meetings to learn about emerging risks and changes in credit appetites, policies, procedures, and standards.
Continuously enhance knowledge and skills in analytical tools, techniques, and methodologies.
Proactively identify opportunities to improve existing analytical capabilities and develop new analysis and reporting for Credit Administration and business segments.