Senior Registered Compliance Officer - Surveillance

Transamerica•Cedar Rapids, IA

5d•Hybrid

About The Position

As a key member of the Compliance Department’s Surveillance team, the Senior Registered Compliance Officer independently manages complex compliance activities and contributes to a broad, evolving compliance program across securities, broker-dealer, registered investment adviser, insurance, anti-money laundering, surveillance, and related financial services functions and regulatory requirements. The role performs complex analysis, identifies issues and trends, recommends practical solutions, and provides guidance to business partners with limited supervision. The position is based in a hybrid office environment, with in-office days Tuesday through Thursday, in Cedar Rapids, Denver, or Philadelphia. Occasional travel of less than 10% may be required for team meetings, training, regulatory matters, or business partner support.

Requirements

Bachelor’s degree in business, legal studies, risk management, compliance, or a related field.
At least 5 years of regulatory compliance, securities, financial services, risk management, internal audit, testing, monitoring, or other relevant experience.
At least 2 years of experience supporting broker-dealer, registered investment adviser, insurance, retirement, or investment compliance functions.
FINRA Series 7 and 24 or Series 6 and 26, depending on broker-dealer activities; alternatively, obtain the required registrations within 6 months of the job entry date.
Strong knowledge of securities and/or advisory products and associated laws, regulations, regulatory expectations, firm policies, and compliance practices.
Experience with regulatory examinations, complaints, surveillance, advertising review, branch inspections, supervisory controls, testing, monitoring, or issue remediation.
Experience performing complex research, analysis, documentation, and issue resolution.
Strong written and verbal communication skills, including the ability to document findings, summarize risks, explain recommendations, and advise business partners and management.
Ability to manage complex assignments with minimal supervision and escalate significant risks or decisions appropriately.
Proficiency with Microsoft Office tools and the ability to use compliance, workflow, surveillance, case management, reporting, or document management systems effectively.
Legal authorization to work for the company in the U.S. without immigration-related employment authorization sponsorship.

Nice To Haves

FINRA Series 65 or 66, depending on investment advisor support, or other FINRA registrations based on assigned responsibilities.
Experience with FIS Protegent and/or NFS Wealthscape.

Responsibilities

Conduct risk-based surveillance of securities transactions, sales practices, outside brokerage accounts, and employee and registered representative activity; research and evaluate exceptions and determine appropriate disposition, escalation, or corrective action.
Develop and execute complex compliance monitoring, testing, reviews, risk-based assessments, and surveillance using established standards and independent judgment.
Analyze business processes, policies, procedures, communications, transactions, complaints, disclosures, and other assigned activity to identify risks, issues, trends, and control gaps.
Interpret applicable laws, regulations, regulatory guidance, firm policies, and procedures to provide practical compliance guidance to business partners.
Perform or oversee complex transaction monitoring, exception reporting, and outside brokerage account surveillance, including evaluating exceptions, documenting results, and escalating potential compliance risks with recommended next steps.
Document findings, recommendations, management responses, and supporting evidence accurately and completely, including documentation supporting surveillance alert dispositions and escalations.
Coordinate responses to regulatory examinations, regulatory inquiries, internal reviews, audits, investigations, and information requests by gathering, reviewing, and validating information.
Identify root causes, recurring issues, and emerging risks and recommend sustainable corrective actions or process enhancements.
Contribute to the development and execution of new or enhanced compliance programs, monitoring plans, testing programs, training, tools, and procedures.
Support business initiatives, regulatory changes, and enterprise projects by evaluating compliance impacts and recommending appropriate actions.
May provide coaching, training, guidance, or knowledge sharing to less experienced team members.

Benefits

Competitive pay
Bonus for eligible employees
Benefits package
Pension plan
401(k) match
Employee stock purchase plan
Tuition reimbursement
Disability insurance
Medical insurance
Dental insurance
Vision insurance
Employee discounts
Career training and development opportunities
Paid time off starting at 160 hours annually for employees in their first year of service
Ten paid holidays per year
Be Well Company holistic wellness program, including Wellness Coaching and Reward Dollars
Paid parental leave for eligible employees
Adoption assistance
Employee Assistance Program
Back-Up Care Program
PTO for volunteer hours
Employee Matching Gifts Program
Employee Resource Groups
Inclusion and Diversity Programs
Employee Recognition Program
Referral bonus programs