Senior Real Estate Credit Administrator

BANK OF MARINRancho Cordova, CA
$177,318 - $270,643Hybrid

About The Position

This position manages the safe growth of the Bank’s Commercial Real Estate loan portfolio. In a team-oriented environment, maintain a high degree of customer service while also maintaining the integrity of the credit management process by ensuring credit presentations are accurate and thorough, risk grades are accurate and timely, and loan structures are appropriate to manage risk. Support ongoing improvement in the credit process by recommending and implementing policy and procedure modifications as necessary, to meet market and regulatory changes.

Requirements

  • Strong commercial real estate underwriting skills.
  • Strong understanding of documentation of complex commercial real estate credits, including notes, loan agreements, security agreements and title documents.
  • Excellent communication skills, with ability to quickly understand and communicate concepts both verbally and in written form.
  • Team contributor as evidenced by positive attitude towards assisting others with job responsibilities as needed and treatment of co-workers in a positive and respectful manner.
  • Excellent accounting knowledge (college coursework or equivalent work experience) as applied to credit underwriting.
  • Bachelor’s degree (B.A.) from four-year college or university in a related field and minimum 7- 10 year’s relevant banking experience and/or training; or equivalent combination of education and experience.

Responsibilities

  • Manages the safe growth of the Bank’s Commercial Real Estate loan portfolio.
  • Maintain a high degree of customer service.
  • Maintain the integrity of the credit management process by ensuring credit presentations are accurate and thorough, risk grades are accurate and timely, and loan structures are appropriate to manage risk.
  • Support ongoing improvement in the credit process by recommending and implementing policy and procedure modifications as necessary, to meet market and regulatory changes.

Benefits

  • Comprehensive health care coverage
  • Retirement savings plan with employer matching opportunity
  • Bank paid employee stock ownership plan
  • Tuition reimbursement
  • Employee volunteer program
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