Senior Product Manager, Risk

EarnIn•Mountain View, CA

3h•$229,000 - $280,000•Hybrid

About The Position

As a Senior Product Manager on our Risk team, you will play a pivotal role in our mission: reinventing the financial system and helping community members achieve a better financial position. You'll spearhead the expansion of our Risk Platform and spearhead groundbreaking product innovations to tackle challenges in Credit, Fraud, and Risk/Fraud Operations. Harnessing your product expertise, you'll architect the product strategy, uncover new insights, and drive relentless execution. The Mountain View base salary range for this full-time position is $229,000-$280,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View that requires in-office work 2 days a week.

Requirements

4+ years of relevant industry experience with at least 2+ years in Product Management.
Fluent with AI tools in your own workflow, using them to accelerate research synthesis, spec writing, prototyping, and data analysis, and excited to build products that get smarter through AI, not just faster to ship
Bachelor's degree (or equivalent) in a related field (such as Computer Science, Engineering, Information Systems, etc.) or equivalent experience.
Strong analytical skills to leverage data to inform product decisions and drive metric improvement.
Deep empathy for user needs, coupled with a track record of building products that resonate with users.
Exceptional communication skills to engage with executive leadership and key stakeholders.
Comfortable in a culture of rapid experimentation, embracing creative solutions to complex challenges.
Ability to align teams and functions, driving execution and goal achievement.
Proven ability to think creatively and propose innovative solutions to complex problems.
Sound knowledge of regulatory requirements and industry best practices related to credit and fraud risk management.

Nice To Haves

Previous experience in fintech and payments is preferred, along with familiarity with operational aspects of risk management in the financial sector.

Responsibilities

Stay closely attuned to our community's needs, fostering deep connections and insights to address their challenges effectively.
Lead a diverse team of engineers, designers, researchers, and analysts to scale impactful products that resonate with our community.
Define ambitious OKRs and stretch goals for your team, drive progress, and monitor metrics for product success.
Utilize user research and data analytics to identify and prioritize product opportunities, executing features and experiments to refine product offerings rapidly.
Develop and execute a robust risk management strategy for credit and fraud, integrating risk practices seamlessly into our products and processes.
Drive initiatives to enhance the efficiency and effectiveness of risk management processes, instilling a culture of risk awareness and accountability.
Articulate the product vision, roadmap, and outcomes to internal stakeholders and community members, fostering transparency and alignment.