Senior Product Builder

EarnIn•Mountain View, CA

3d•$229,661 - $280,697•Hybrid

About The Position

As a Senior Product Builder at EarnIn, you will help develop products that provide real-time financial flexibility to people living paycheck to paycheck. EarnIn is making AI-native work a core capability in how it designs, builds, and ships products. Products owned in this role will run in production and make decisions for community members who rely on EarnIn to access their pay. You will bring technical depth to product work by setting product strategy, uncovering insights, and driving execution on zero-to-one initiatives. You will partner with engineers, designers, and domain leads, building the depth to lead new product bets. This is a hybrid position based at EarnIn’s Mountain View headquarters, requiring in-office work two days per week. The Mountain View base salary range for this full-time position is $229,661 to $280,697, plus equity and benefits.

Requirements

At least 4 years of relevant industry experience in product management or engineering.
Bachelor’s, Master’s, or PhD in Computer Science, Computer Engineering, Engineering, Information Systems, or a related field, or equivalent industry experience.
Hands-on experience with AI-native product development lifecycles (PDLC).
Proficiency and comfort working across the stack when needed.
Strong analytical skills, including using data to inform product decisions and drive metrics improvement.
Deep empathy for user needs.
Exceptional communication skills with executive leadership and key stakeholders.
Comfort with rapid experimentation and the ability to build alignment across teams and functions.
Creative problem solving for complex challenges.

Nice To Haves

Experience in fintech or regulated, security-sensitive environments, including knowledge of regulatory requirements and best practices.
Hands-on work with AI governance, including bias evaluation, audit logging, and model cards.
Exposure to multi-step reasoning pipelines or human-in-the-loop system design.

Responsibilities

Own technical product strategy, define what to build and why, and work directly with engineers on architecture, tradeoffs, and AI-enabled product capabilities.
Rethink the product development lifecycle, from scoping and design through review, testing, deployment, and monitoring, replacing manual friction with agentic workflows where appropriate.
Build evaluation pipelines, automated PR hygiene, deployment gating, and generation-to-merge metrics to make governed AI fast.
Work with engineering to set benchmarks and quality gates for AI-powered products and make results visible and trustworthy across teams.
Turn successful engineering experiments into production-ready solutions that other teams can fork and ship quickly.
Build reusable libraries, templates, and reference implementations to prevent teams from solving the same problem repeatedly.
Learn how EarnIn works, including how to partner with legal and compliance, and lead new product initiatives from idea to launch.
Use user research and data analytics to identify and prioritize product opportunities, and run features and experiments to refine products.
Lead cross-functional work with engineers, designers, researchers, and analysts; define ambitious OKRs and stretch goals; and monitor product success metrics.
Communicate product vision, roadmap, and outcomes to internal stakeholders, including the executive team, and build consensus.