Senior Portfolio Manager, Government, Not-for-Profit, & Healthcare
Wintrust Financial Corporation•Chicago, IL
•$98,000 - $150,000•Hybrid
About The Position
The Senior Portfolio Manager, Government, Not-for-Profit, & Healthcare manages a number of nonprofit credits ranging from $5M to $70MM in global exposure on a daily basis. In this role, you will evaluate nonprofit banking loan requests with revenues typically between $5 Million to $1 Billion using a thorough knowledge of loan policy, guidelines, and procedures.
Requirements
- Bachelor’s degree in business administration, finance, accounting, or related discipline
- Minimum 7 years’ commercial credit experience including experience in one of the following sectors: corporate banking, middle market or CRE; GNPH experience preferred
- Thorough understanding of risk management and credit mitigants
- Knowledge risk ratings analysis, corporate finance and/or research
- Strong analytical and financial modeling abilities
- Exceptional verbal and written communication skills
- Strong interpersonal skills with a proven ability establishing client relationships
- Proficiency using Microsoft Office products including advanced Excel modeling skills
- Familiarity with Moody's analytics
Nice To Haves
- GNPH experience preferred
Responsibilities
- Manage an assigned portfolio of commercial customers in partnership with the relationship manager
- Provide support and oversight of reporting for portfolio management (delinquency, problem loans, exceptions, tickler tracking, etc.) as designated by the CCO
- Coordinate collection and review of financial statements, tax returns, covenant compliance certificates, and/or borrowing bases to comply with customers’ reporting requirements
- Monitor assigned portfolio for early warning signs of financial weakness or other risks and work with borrowers to develop and execute an appropriate plan to mitigate risk and/or transfer to Special Assets Group
- Prepare credit packages for annual reviews, renewals, loan requests, portfolio reviews and criticized asset reviews
- Structure and underwrite complex commercial loan transactions in an assigned portfolio and new business transactions
- Provide credit recommendations to the appropriate level of credit administration
- Review and negotiate loan documentation in consultation with legal counsel and ensure renewals and modifications are properly closed
- Serve as contact for, provide support of and responses to internal audits, loan review, compliance reviews and regulatory exams for the bank
- Comply with all bank policies and procedures as well as applicable state and federal regulations
Benefits
- Medical Insurance
- Dental
- Vision
- Life insurance
- Accidental death and dismemberment
- Short-term and long-term Disability Insurance
- Parental Leave
- Employee Assistance Program (EAP)
- Traditional and Roth 401(k) with company match
- Flexible Spending Account (FSA)
- Employee Stock Purchase Plan at 5% discount
- Critical Illness Insurance
- Accident Insurance
- Transportation and Commuting Benefits
- Banking Benefits
- Pet Insurance
- Competitive pay and annual discretionary bonus eligible
- Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a few
- Family-friendly work hours
- Promote from within culture
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What This Job Offers
Job Type
Full-time
Career Level
Senior
