Senior Portfolio Analytics & Strategy Analyst

PNC•Pittsburgh, PA

1d•$40,000 - $172,500•Onsite

About The Position

The Senior Portfolio Analytics & Strategy Analyst is part of PNC’s Balance Sheet Analytics and Strategy team within the Balance Sheet Analytics and Modeling organization. The role supports execution operations and overall planning for credit loss forecasting activities, including production ownership and, as needed, technical planning, design, development, and operational execution for CECL and CCAR processes. The position may be based in Pittsburgh, Cleveland, Philadelphia, or New York City. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. The role provides financial and regulatory reporting and analysis, maintains controls over reporting processes, and performs complex business performance, risk, and operational analytics. It uses business and product expertise to analyze large datasets, assess portfolio risk, support profitable growth and risk-adjusted returns, and communicate findings. The analyst develops and implements strategies, establishes baselines, and tracks performance against expectations. The position also works with business, credit, data, model development, Finance, and Risk partners on analytical reporting, testing, credit risk appetite, and policies and procedures for managing risk. Technical product ownership, Python, SQL, stress testing experience (CECL and CCAR), IT infrastructure knowledge, and broad knowledge of bank balance sheets are beneficial. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position.

Requirements

University or college degree, typically a bachelor's degree; a comparable combination of education, job-specific certifications, and experience may be considered in lieu of a degree.
At least 3 years of relevant or direct industry experience.
Demonstrated knowledge, skills, and abilities appropriate to the role.
Ability to analyze data, manage risk, and support customer-focused business decisions.

Nice To Haves

Experience with technical product ownership.
Python coding experience.
SQL experience.
Stress testing experience, including CECL and CCAR.
Background in IT infrastructure and its inner workings.
Broad knowledge of bank balance sheets.
Effective communication and problem-solving skills.
Knowledge or skills in analytical thinking, credit risks, data analytics, financial analysis, model development, operational risks, quantitative models, and risk appetite.
Competencies in analytical approach, banking products, big data management and analytics, business analytics, credit risk, mathematics of financial instruments, operational risk, performance measurement, predictive analytics, pricing models and analytics, the financial services regulatory environment, and banking risk management.
Certifications are often desired.

Responsibilities

Provide financial and regulatory reporting and analyses, maintaining adequate controls over reporting processes.
Run complex business performance, risk, and operational analytics.
Develop analytical methods or models to assess market, credit, and/or operational risk of financial products.
Analyze large datasets to improve risk-adjusted returns, support profitable growth, and communicate conclusions.
Develop, recommend, and implement business strategies that improve lending decisions, manage risk, increase revenue, reduce exposure to losses, meet business goals, and improve performance.
Establish strategy baselines and track actual performance against expectations.
Use predictive models, third-party data, and other tools to develop and execute segmentation and targeting for acquisition and portfolio strategies.
Manage engagements with internal and external information suppliers, ensuring solutions are fit for purpose and appropriately governed.
Work with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting.
Design or enhance standard reporting suites for regular product and portfolio reviews.
Collaborate with line-of-business, Finance, and Risk partners to assess and establish credit risk appetite and understand its implications.
Establish policies and procedures governing the identification, monitoring, and management of risk appetite.
Support execution operations and planning for credit loss forecasting activities, including production ownership and technical planning, design, development, and operational execution for CECL and CCAR processes as needed.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave.
Up to 11 paid holidays each year.
9 occasional absence days each year, unless otherwise required by law.
15 to 25 vacation days each year, depending on career level and years of service.