Senior Mortgage Underwriter

TEKsystems•North York, ON

3d•CA$85,000 - CA$90,000•Hybrid

About The Position

We’re looking for a highly skilled Senior Residential Mortgage Underwriter to join our team and play a key role in driving portfolio growth while delivering exceptional service to our broker partners. This is a fast-paced, high-impact role where your expertise in credit adjudication and deal structuring will directly influence business success. As a Senior Underwriter, you’ll manage the full mortgage lifecycle—from initial application to funding—while balancing risk, speed, and client experience.

Requirements

Strong expertise in residential mortgage underwriting and credit decisioning
Proven ability to manage a high-volume pipeline while maintaining accuracy and service standards
Excellent judgment in risk assessment and exception handling
Strong communication skills and confidence working directly with brokers
Solid understanding of mortgage policies, compliance, and AML/ATF requirements
A proactive mindset with a focus on continuous improvement and efficiency

Nice To Haves

You thrive in a fast-paced, deal-driven environment
You balance risk and opportunity with confidence and consistency
You’re collaborative, detail-oriented, and committed to delivering an exceptional partner experience

Responsibilities

Underwrite an average of 3 deals per day, including reworks, conditions, and exception cases
Negotiate, structure, and adjudicate mortgage applications in line with lending policies
Collaborate with brokers and Business Development Managers (BDMs) via phone and queue-based deal assignments
Evaluate and approve exception requests, providing clear rationale for escalations when needed
Issue mortgage commitments with appropriate conditions
Review all documentation to ensure compliance with credit, regulatory, and AML requirements
Partner with funding teams to ensure smooth, on-time closings
Work cross-functionally with Partner Experience, QA, and Funding teams to deliver a best-in-class experience