Senior Mortgage Processor
About The Position
Elliman Capital is the integrated lending arm of Douglas Elliman, one of the nation's largest and most recognized luxury real estate brokerages. Combining modern mortgage technology, operational excellence, and exceptional service, we support residential transactions across some of the country's most active and desirable real estate markets. As we continue our rapid national expansion, we are seeking an experienced Senior Mortgage Processor to join our growing operations team. This role is ideal for mortgage professionals who thrive in a purchase-focused environment, take pride in delivering accurate and compliant loan files, and are looking for long-term career growth within a company that is actively investing in its people, technology, and infrastructure. You'll work alongside experienced loan officers, underwriters, and operations professionals while supporting sophisticated residential transactions and high-profile clientele nationwide. We recognize that great talent comes in many forms and locations. Depending on experience, geography, and business needs, this position may be structured as in-office, hybrid, or fully remote. Compensation packages are tailored accordingly and include both base salary and performance-based incentive opportunities.
Requirements
- 3+ of recent residential mortgage processing experience
- Demonstrated experience processing purchase transactions from application through closing
- Experience with Conventional, FHA, VA, and USDA loan products
- Encompass experience required
- Strong understanding of mortgage documentation standards and processing workflows
- Working knowledge of mortgage compliance requirements, including TILA and RESPA
- Exceptional organizational skills and attention to detail
- Strong communication skills with the ability to manage multiple priorities and stakeholders
- Professional demeanor aligned with a high-touch client experience
- Ability to perform successfully in an in-office, hybrid, or remote environment with clear accountability and performance expectations
Nice To Haves
- Prior Non-QM processing experience strongly preferred
Responsibilities
- Manage residential mortgage loan files from application through clear-to-close with a focus on accuracy, timeliness, and execution
- Collect, review, and organize borrower documentation in accordance with underwriting guidelines and investor requirements
- Prepare complete and well-documented files for underwriting submission
- Review disclosures for accuracy and compliance prior to delivery
- Order, track, and manage third-party services including appraisals, title work, verifications, and supporting documentation
- Clear underwriting conditions by obtaining required documentation and ensuring file completeness
- Communicate loan status, outstanding items, and closing timelines with loan officers, underwriters, borrowers, and internal stakeholders
- Maintain organized pipelines and ensure service level expectations are consistently met
- Ensure all files meet investor documentation standards, internal quality expectations, and closing readiness requirements
- Assist with operational initiatives and special projects as needed in a collaborative team environment
- Escalate structural, documentation, or guideline questions when appropriate
Benefits
- Performance-based bonus compensation with no minimum production thresholds
- Purchase-focused business with consistent transaction flow
- Exposure to complex and high-value residential transactions
- Opportunity to support sophisticated clientele across premier real estate markets
- Modern technology stack including Encompass, nCino, and an integrated digital mortgage experience
- Streamlined borrower portal featuring one-click document uploads, e-signatures, digital letters of explanation, and condition fulfillment tools
- A growing company that promotes from within and rewards performance
- Flexible work arrangements for qualified candidates, including in-office, hybrid, and remote opportunities.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
