Senior Mortgage Loan Originator

RCB Bank•Stillwater, OK

3d•Onsite

About The Position

The Senior Mortgage Loan Originator provides excellent customer service, promotes Bank products and services, and builds relationships with current and past clients and real estate professionals. The role generates mortgage loans through outside sales and borrower meetings, reviews credit and financial information, determines financing objectives, and presents appropriate loan products, programs, and required disclosures. It also provides training and guidance to newly hired mortgage loan staff. The position is performed in an office environment in a climate-controlled facility that may be high-traffic during peak service times. It involves frequent use of a telephone, computer, and other office equipment, and is typically seated at a personal desk for most of the day. The employee works with indirect supervision, both independently and as part of a team, and must maintain regular, reliable attendance and be able to work varying hours.

Requirements

High school diploma or GED.
NMLS registration or the ability to obtain NMLS registration.
Financial organizational skills and the ability to understand financial information.
At least five years of experience in mortgage lending functions.
Customer service experience.
Sales experience, preferably in the mortgage industry.
Interpersonal and communication skills to generate referral business and leads.
Extensive knowledge of FHA, FNMA, FHLMC, VA, and Rural Development guidelines.
Extensive knowledge of RESPA and MDIA compliance.
Self-motivation, organization, and the ability to prioritize tasks.
Ability to work effectively with indirect supervision, independently, and as part of a team.
Ability to work harmoniously with diverse personalities of coworkers, staff, and customers.
Regular and reliable attendance and ability to work varying hours.

Nice To Haves

Bachelor’s degree in Finance, Accounting, or Business, or an equivalent combination of education and experience.
Desire to be involved in the community.

Responsibilities

Provide excellent customer service and promote Bank products and services.
Maintain good relationships with current clients, past clients, and real estate professionals.
Generate mortgage loans through outside sales calls, including to real estate companies, builders, relocation companies, and the public.
Meet with prospective borrowers and review and analyze their credit and financial information.
Determine borrower financing objectives and present appropriate products, programs, and required disclosures.
Train and provide guidance to newly hired mortgage loan staff.