Senior Mortgage Fraud Investigator

CMG Financial

9d•$90,000 - $120,000

About The Position

The Senior Mortgage Fraud Investigator, reporting to the Manager of Fraud Investigations, is responsible for supporting activities for the CMG's fraud and anti-money laundering programs. This job involves complex duties and independent decisions, including identification, investigation, and resolution of high Fraud or sensitive fraud cases, root cause analysis of fraud losses, and quality assessment, monitoring and reporting. Routinely requires decision making not defined by established policies and procedures.

Requirements

5+ years of mortgage and servicing fraud investigation experience required.
Excellent verbal, written and interpersonal communication skills.
Strong attention to detail and accuracy skills.
Ability to execute in a fast paced, high demand environment while balancing multiple priorities.
Microsoft Office (Word, Excel, and Outlook), and SharePoint skills.
Previous experience writing Suspicious Activity Reports (SARs).
Strong email communication, interpersonal and organization skills.
High level of integrity and confidentiality required.
Collaborative.

Responsibilities

Performing duties related to planning, conducting and documenting inquiries into allegations of mortgage fraud, including originations, servicing, and other frauds.
Conducting thorough investigations into integrity issues, misrepresentation, and fraud when suspected.
Gathering evidence, analyzing information, documenting findings, interviewing witnesses, and identifying patterns of emerging fraud trends.
Utilizing resources and systems to obtain evidence including open-source intelligence, public records, social media platforms, databases and AI tools.
Analyzing post funding activities for payment structuring and other financial frauds.
Independently prepare written investigation reports detailing complex financial investigations.
Documenting all research and pertinent notes in tracking systems.
Providing directions to internal divisions on suspected mortgage fraud, potential misrepresentation, and/or suspicious activities.
Conducting channel or target reviews identifying fraud trends and making recommendations surrounding continuing and/or discontinuing business relationships.
Preparing comprehensive and timely Suspicious Activity Reports.