Fraud Investigator, Senior

Freddie Mac•Dallas, TX

9d•$86,000 - $130,000

About The Position

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it’s at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose. Position Overview: Are you excited by the chance to create an impact and work in a dynamic flexible environment? Do you have expertise in mortgage fraud operations? If so, please apply to Freddie Mac's Fraud Investigator opportunity and work in conjunction with Single-Family Acquisitions (SFA) business leaders. Apply now and support our mission of #makinghomepossible! Our Impact: The Single-Family Acquisitions Team is responsible for managing compliance and operational risk for the division. Your Impact: In this role, you contribute your knowledge of mortgage fraud schemes to fraud operations.

Requirements

5+ years’ experience in conducting lending fraud investigations is a must, mortgage fraud investigations experience highly preferred or 5+ years in conducting mortgage quality control reviews or underwriting complex mortgage applications.
Experience with financial fraud or other financial investigations.
Review mortgage applications for inconsistencies or anomalies and interview applicants and other relevant parties to gather information.
Skilled in writing conclusive reports; ability to prepare complete investigative reports and statistical data in accordance with established policies and procedures.
Must have experience with state of art industry practices for preventive fraud mitigation, implementation of strategies and solutioning for technological challenges
Full knowledge of mortgage fraud typologies.
Experience in conducting research, interviews and analyzing relevant evidence to support fraud findings.
Solid understanding and experience with risk management and controls.
Ability to work with technical development teams.
Ability to communicate and present to all levels of management including executive leadership.
Excellent written and verbal communication skills.
Excellent analytical skills, strong attention to detail, and strong problem-solving skills.
High ethical standards, excellent judgment, sense of personal initiative, ability to interact constructively with colleagues at all levels of the organization.
Self‐motivated, with the capability of managing multiple priorities and efficient in proposing solutions.
Flexible and adaptable, capable of working effectively in a fluid and evolving business and regulatory environment.
Ability to develop strong relationships across the organization to promote a more collaborative environment.
Ability and willingness to tackle complex projects and find practical solutions.
Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.

Responsibilities

Investigate intricate claims of mortgage fraud, encompassing fraudulent activities linked to loan origination, processing, underwriting, as well as the sale and servicing of loans or REO properties, with investigations extending to single-family properties.
Execute comprehensive and timely reviews focused on mortgage fraud, addressing conflicts between allegations and actualities.
Identify and interpret patterns within mortgage fraud referrals.
Devise, create, and sustain processes for tracking, monitoring, and reporting activities, with ongoing evaluation of results and the presentation of insights and best practices.
Undertake highly complex projects independently or contribute as a team member on projects of the utmost complexity.
Employ research methods utilizing public records databases, social media platforms, credit reporting agencies, and other reporting services.
Responsible for creating and maintaining process documentation and other relevant records as needed.