Senior Mortgage Closer

Arrow Bank NA • Glens Falls, NY

12h • Onsite

About The Position

The Arrow Financial Corporation Family of Companies is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join our Residential Lending team as: Senior Mortgage Closer. This opportunity may be perfect for you if you have experience in: Outstanding Communication & Time Management Skills, Strong Mathematical, Business Writing, & Analytical Aptitude, Passionate about helping community members achieve their homeownership dreams. Responsible for coordinating, organizing, and preparing residential loan files for closings. Works closely with external attorneys, bank staff, borrowers, investors, insurers, and others to ensure timely and quality customer service. Supporting Mortgage Closing/Post Closing Manager with training and a focus on supporting the efficient and regulatory compliant closing of residential loan applications.

Requirements

• Associate degree or equivalent experience preferred
• 3 years of experience in a business-related field preferred
• Current NMLS registration or can complete NMLS registration
• Proficient in Microsoft Office Suite: Word, Excel, and Outlook
• Demonstrated knowledge of banking-related software
• Exceptional communication skills, both written and verbal; comfortable communicating with customers, attorneys, co-workers, and management
• Strong mathematical and organizational skills; proven ability to prioritize tasks and meet strict deadlines
• In-depth knowledge of mortgage products and services as well as basic knowledge of current lending regulations

Responsibilities

• Prepare, maintain, and distribute closing documentation and regulatory disclosures to department personnel and/or residential closing attorneys meeting regulatory requirements.
• Perform attorney outreach and provide pipeline report to facilitate scheduling of loan closings in efficient and timely manner.
• Manage assigned loan closing pipeline, coordinate mortgage closing activity with department personnel and residential closing attorneys; communicate and/or respond to file inquiries, deficiencies, and expired documentation.
• Review Flood and Hazard Insurance documentation for adequacy and obtain approval from management as applicable.
• Process loan funding in accordance with policy and procedures.
• Activate PMI Insurance upon loan closing.
• Assist with post-closing documentation correction and communication to borrower when necessary.
• Collaborate with department management and colleagues to complete projects/assignments as needed.
• Train new or inexperienced Mortgage Closers. Provide guidance and support to the Closing Team.
• Prepare and maintain up to date procedures, job aides, and checklists.

Benefits

• Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays
• Medical, Dental, and Vision Insurance and Flexible Spending Plan
• Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership
• Education and Tuition Reimbursement
• Employee Assistance Program for our employees and their immediate family members

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Associate degree