Mortgage Closer

Renasant Bank•Mount Pleasant, SC

1d•Hybrid

About The Position

The Mortgage Closer is a senior clerical position within the Mortgage Division. This position will be responsible for preparing and sending mortgage closing documents to attorney. This position will also review and approves HUD-1 settlement statements and/or closing disclosures and fund loans. Location listed is preferred office location but other locations within the Renasant footprint may be considered based upon convenience and business necessity. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Requirements

High school diploma or equivalent required
Minimum of 2 years job related experience
Ability to operate a personal computer using Microsoft Word and Excel
Working knowledge of loan documentation and bank terminology
Must have working knowledge of RESPA and TILA regulations
Basic knowledge of Accounting
Ability to deal tactfully and effectively with customers as well as fellow employees
Good organizational skills and ability to manage time efficiently within deadlines
Ability to read, understand, and adhere to internal and governmental policies and procedures
Ability to learn and utilize all necessary computer applications

Responsibilities

Coordinate mortgage loan closings with closing agents, loan originators, and loan processors for correspondent/wholesale lenders and retail lenders
Prepare mortgage closing packages, per closing instructions, and send to closing attorney with funds (if applicable) prior to closing
Review and approve HUD-1 and HUD-1A’s for closing and/or closing disclosures for closing
Calculate APR and issue final TIL when applicable
Prepare funding worksheet to calculate net funded wire
Wire funds to closing agent or correspondent bank as needed to fund or purchase a loan
Run tickets to clear funding (if applicable)
After loan closing, finalize loan in a timely manner in preparation for the post closing department
Work with loan underwriters, processors, and post closing on any outstanding conditions to be cleared
Promote and maintains good public relations with customers, realtors, and attorneys
Perform other related duties as assigned