Senior Mortgage Closer/Funder

The Cavco Family of Companies•Plano, TX

14h•Onsite

About The Position

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Senior Mortgage Closer/Funder to help grow our Closing Department. This in-person role is in our Plano, TX office. The Senior Mortgage Closer/Funder collaborates with essential internal departments as well as external title companies and attorneys. You will facilitate the closing process by delivering complete and accurate closing packages. This also includes completing the funding process and approving critical funding documents. You will work closely with Post-closing and Construction departments as necessary to resolve any issues. You will assist in contributing to the continuous improvement of processes with a focus on our borrowers and retail partners.

Requirements

Excellent written, verbal, and organizational skills, with the ability to multi-task
Meticulous research and critical thinking skills
Superior problem-solving and decision-making skills
Strong interpersonal skills and ability to work well with a wide range of people
Ability to read and interpret published rules and regulations
Self-motivated with the ability to work independently
Understanding of maintaining the confidentiality of non-public information needed to perform duties
Ability to multi-task; must be detail oriented
Bachelor's degree required, in Finance, Accounting, or Business
3+ years’ experience as a loan closer in banking or financial services
Strong understanding of Microsoft Office Suite, specifically Excel

Nice To Haves

Construction to permanent a plus

Responsibilities

Drive the loan closing processing after clear conditions to close while multitasking loan closing escalations
Communicate with closing document provider and finalize closing documents in a loan closing package
Serves as subject matter expert (SME) in Change in Circumstance requirements, TRID regulations, and Closing Disclosure (CD) preparation
Collaborate with title company to reconcile and balance Closing Disclosure with precision and efficiency
Exceptional knowledge of investor loan closing requirements (FHA, Fannie Mae, Non-Conforming Land/Home)
Partner with the accounting dept for accurate and timely transfer of funds for closing
Examine and understand the risk of each final executed document prior to funding
Expert in loan structuring (purchase vs refinance) to comply with lending practices and federal regulations
Proficient in electronic document storage to index and audit closing documents
Conduct recording fee audits, update state recording templates and obtain title company refunds
Expertise in right of rescission requirements
Develop and maintain a positive experience for internal and external clients as primary point of contact for closing and funding
Keep the Closing manual current with the step-by-step procedures for each loan product
Identify inefficiencies in the closing and funding process, recommend improvements, and assist with policy/procedure updates
Serve as EME of the LOS and closing software, assist with system testing and updates.
Assist with post-closing and construction department responsibilities as needed
Strong attention to detail and accuracy maintaining service level commitments
Perform administrative, database administration and preparation of reports as required
Consistently meets and exceeds individual, team and department objectives
Perform other duties and special projects as assigned