Senior Manager, Stop Loss Risk & Proposals
Oxbridge Health•Norwalk, CT
•$160,000 - $180,000
About The Position
The Senior Manager, Stop-Loss Risk and Proposals owns the front end of the sales process for self-funded cases. The role evaluates risk on each case, prepares cases for stop-loss carrier underwriting partners, and manages proposals through to a quote. It is a business-side role for someone with stop-loss underwriting knowledge who can help the sales team bring better-prepared cases to market.
Requirements
- At least 7 years of combined experience in self-funded group health stop-loss on either the carrier or business side.
- Working knowledge of specific and aggregate stop-loss, including how cases are underwritten and priced.
- Bachelor’s degree or equivalent experience.
Nice To Haves
- Stop-loss underwriting experience, ideally at a stop-loss carrier, reinsurer, or managing general underwriter.
- Business-side experience supporting a sales team or broker channel through the RFP, proposal, and quoting process.
Responsibilities
- Review incoming cases and assess risk before underwriting, including claims experience, census, and plan design.
- Advise sales leadership on how stop-loss carriers are likely to view and price a case and which cases to pursue.
- Own the RFP and proposal process for self-funded stop-loss cases from intake through submission, quote, and follow-up.
- Check submissions and proposals for accuracy and completeness before they are sent.
- Gather and compare carrier quotes and recommend the best placement for each case.
- Serve as the day-to-day contact for stop-loss carrier underwriting partners.
- Stay current on carrier approaches to specific and aggregate stop-loss risk, pricing, and competitive trends in the self-funded market.
- Partner with sales, brokers, and consultants on case strategy and quotes.
- Coordinate with sales, finance, and actuarial partners to keep pricing, risk, and proposals aligned.
- Build tools and repeatable processes for submissions and quoting, and coach junior sales support staff.
Benefits
- Medical, dental, and vision insurance.
- 401(k) with company match.
- Vacation, sick leave, and company holidays.
- Company-paid life and disability insurance.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
