Sr. Manager - Loan Portfolio & Revenue (R14333)

Oportun

20d•$112,500 - $180,000•Remote

About The Position

Oportun is seeking a Senior Manager, FP&A – Loan Portfolio & Revenue to own and evolve revenue forecasting and lending portfolio planning capabilities. The role develops sophisticated financial models, translates operating and credit trends into actionable insights, and helps senior leaders understand risks, opportunities, and drivers of long-term business performance. Working across FP&A, Credit, Product, Data, Accounting, and Operations, the position is expected to establish a trusted, scalable revenue forecasting process, improve visibility into lending portfolio performance, and strengthen forward-looking analysis used by senior leadership and the Board. The role also improves planning processes and modeling workflows, evaluates migration of core planning models to enterprise platforms where appropriate, mentors finance team members, and identifies practical ways to use AI and automation. The position is full-time. The listed US base salary range is $112,500–$180,000; actual pay depends on work location and other factors. Benefits vary by country, location, and employment status.

Requirements

At least 8 years of progressive experience in FP&A, strategic finance, corporate finance, investment banking, private equity, lending, fintech, or a related field.
Demonstrated expertise building complex, driver-based financial models and cost-benefit analyses.
Strong experience in lending, consumer credit, structured finance, or another related financial-services environment.
Experience with portfolio balances, roll-forwards, loss curves, charge-offs, delinquency trends, and credit-performance assumptions.
Strong experience using data to understand business performance, evaluate scenarios, and identify forward-looking risks and opportunities.
Experience using SQL, Python, R, dbt, or similar tools to automate, validate, or analyze financial models.
Ability to translate complex financial analysis into clear recommendations for executive and Board-level audiences.
Experience preparing senior leadership or Board materials, including forecast updates, financial-performance presentations, and strategic analyses.
Strong cross-functional leadership and ability to partner across Finance, Credit, Product, Operations, Data, and executive leadership.
Advanced Excel and presentation skills.
Strong analytical judgment, problem-solving skills, and attention to detail.

Nice To Haves

M&A, corporate development, investment banking, private equity, or transaction-modeling experience.
Experience in a high-growth, technology-enabled financial services or fintech environment.
Experience managing, mentoring, or developing finance professionals.
Experience with enterprise forecasting platforms such as Anaplan, Pigment, or similar tools.
Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field.
MBA, CFA, CPA, or similar advanced credential.
Experience using AI-enabled finance, analytics, or productivity tools to improve forecasting, analysis, documentation, or decision-making.
Experience using AI tools such as ChatGPT or Copilot to improve personal productivity.

Responsibilities

Own the development, maintenance, and enhancement of comprehensive revenue forecasting models, including drivers, scenarios, sensitivities, and long-range planning.
Manage lending portfolio balance and roll-forward models covering originations, repayments, prepayments, charge-offs, loss curves, delinquency trends, and related credit-performance assumptions.
Partner with Credit, Product, Data, Accounting, Operations, and business leaders to improve forecast inputs, understand performance trends, and identify emerging risks and opportunities.
Lead strategic financial analysis supporting business planning, capital allocation, growth initiatives, pricing, product decisions, partnerships, and potential M&A opportunities.
Develop forecast narratives and communicate key drivers, variances, risks, and opportunities to senior leadership.
Prepare materials for executive, investor, and Board discussions, translating complex financial and operating topics into concise, decision-ready insights.
Improve the scalability, transparency, governance, and documentation of financial models and planning processes.
Automate analyses and improve modeling workflows to increase efficiency, consistency, and confidence in forecast outputs.
Help evaluate and support migration of core planning models into enterprise forecasting platforms such as Anaplan or Pigment where appropriate.
Mentor and develop finance team members as the FP&A organization grows.
Identify improvements to forecasting, planning, modeling, and financial decision-making across the organization.
Explore practical AI and automation applications to accelerate analysis, improve model validation and documentation, reduce manual work, and surface insights faster.