Senior Manager, Financial Crime Risk Investigations - Centralized Investigations

TD•Fort Lauderdale, FL

2d•Onsite

About The Position

The Senior Manager, Financial Crime Risk Management - Centralized Investigations develops and implements AML policies, oversees investigations into potential money laundering, terrorist financing, fraud and other financial crimes, and ensures compliance with regulatory requirements. This role requires strong leadership skills, extensive knowledge of AML regulations, a working knowledge of Fraud regulations and the ability to work effectively with various stakeholders. The Senior Manager for this job position, manages a team of Group Managers who lead teams of AML investigators, responsible for investigating referrals regarding potentially fraudulent activity and/or other concerning activity for further investigation and SAR filing, if warranted. The Senior Manager provides guidance and support to ensure high-quality investigations; develops, implements, and maintains AML policies, procedures, and controls to mitigate financial crime risks; oversees investigations into potential money laundering and other financial crimes; ensures compliance with all relevant AML regulations, including the Bank Secrecy Act (BSA), the USA PATRIOT Act, and OFAC requirements; identifies and develops strategies to address and mitigate financial crime risks; collaborates with internal and external stakeholders, including law enforcement and regulatory bodies, to report findings and ensure compliance; prepares and presents detailed reports on investigative findings to executive management and regulatory authorities; and provides training and guidance to investigators and analysts on AML regulations, trends and typologies, and best practices. The Senior Manager, Financial Crime Risk Investigation (US) oversees/manages a team of specialized professionals in the analysis and/or investigation of TDBG AML, ATF, ABAC and Sanctions cases to minimize overall risks to the Bank, its customers and its employees.

Requirements

Undergraduate degree or equivalent work experience
10+ years of experience
Bachelor's degree in Finance, Accounting, Criminal Justice, or a related field, preferred
10+ years of experience managing in AML investigations, financial crime risk management, or a related field
Strong leadership and team management skills
Strong knowledge of financial crime typologies and AML regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC requirements
Excellent analytical and problem-solving skills, with the ability to interpret complex data and identify patterns
Strong written and verbal communication skills, with the ability to present findings clearly and concisely.
Ability to work independently and as part of a team, with a high level of integrity and attention to detail
Proficiency in using AML software and tools for data analysis and case management

Nice To Haves

Relevant certifications (e.g., CAMS, CFE).

Responsibilities

Provides people management leadership by hiring the best talent, setting goals, developing employees, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
Oversees group of investigative professionals that cover broad, thematic and/or complex business lines
Generally considered a Practice Leader – internal expert and/or industry expert and represents the Bank on AML/ATF and Financial Crime, Corporate Security/fraud management committees and/or organizations pertaining to own field of specialization
Scope of investigations may involve international borders, AML/ATF and financial crime, employee misconduct, etc.
Generally, deals with executive management on key regulatory and/or security issues and provides guidance/advice accordingly
Provides coaching, mentorship and guidance to practitioners, business, executives within area of expertise
Manages and oversees the overall discipline and strategy for the respective areas while aligning to the enterprise best practices
Strategic partner to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and identifying operational efficiencies and opportunities with other business management/enterprise areas
Facilitates key strategic discussions and provides thought leadership to executive audience (output may include strategic roadmap and/or deliverables/frameworks/short to long term goals etc.)
Sets operational team direction and collaborates with others to execute on common goals
Focuses on longer-range planning for functional area (e.g.,12 months or greater)
Leads a team of specialized professionals and managers ensuring key elements of financial crime risk management such as prevention, detection, investigation, and remediation are effectively managed
Oversees and/or leads complex investigations by conducting thorough analysis
Ensures investigations comply with all aspects of applicable regulatory requirements
Ensures escalated cases/files are properly reviewed and appropriately assigned and that all stakeholders are notified as applicable
Identifies key control weaknesses and works with business partners to agree on action items and next steps
Develops supporting internal/external communications, including court briefs, as well as investigative reports to appropriate internal stakeholders
Provides guidance, education and/or oversight to relevant businesses/stakeholders and determine root cause of breaches for prevention purposes
Keeps abreast of emerging trends or new techniques for own area of specialty
Maintains strong understanding of legislation and/or regulations as they relate to own area and ensures investigative processes adhere to established guidelines
Maintains and develops reliable information sources/contacts and liaises with law enforcement, regulators, and internal business areas for the purpose of gathering intelligence and establishing effective partnerships
Provides expert counsel, guidance, and assistance to executive management, domestic and/or international business lines on all known or suspected internal/external crime where applicable
Represents TDBG on internal and/or external committees or associations
Works closely with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD’s operating model to maximize efficiency, effectiveness, and scale
Plans and executes on strategic activities, reviews, and communicates results, and adjusts tactics accordingly
Executes on the annual business plan to deliver results aligned with business strategies
Manages overall budget, revenue, and expenditures, meets business objectives while increasing efficiency and effectiveness
Proactively identifies key business opportunities, research, and recommends enhancements/modifications, develops strategies to achieve recommendations and works closely with team to execute and implement
Improves or creates new processes for the organization, with a medium to longer term impact
Monitors and communicates the effectiveness of strategies, programs, and practices related to own area of expertise
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Ensures employees are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
Manages the operational efficiency and effectiveness of the unit by working with internal and external partners to identify opportunities to automate processes and/or enhance existing processes
Contributes to the development of business segment and/or enterprise functional strategic priorities within their operational area or field of specialty
Develops annual and/or long-term plans for own area and influences plans well beyond area managed
Develops a team of professionals in all aspects of related competencies and acts as resource and mentor to others
Responsible for management of the overall team providing both leadership and guidance
Sets targets and objectives for the team, and delivers results
Grows team expertise to align with business/enterprise demand and direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
Leads a high performing team; provides on-going feedback and performance reviews, coaches and develops employees and ensures performance management activities are undertaken and provides regular input into employee assessments and development plans
Leads the process of setting performance objectives for the team; tracks, monitors and effectively addresses and/or rewards performance in a timely manner
Manages employees in compliance with all human resources policies, procedures and guidelines of conduct
Shares knowledge, information, skills, and subject matter expertise among the team and ensures the timely communication of issues and encourages good working relationships with other functions and teams
Supports an environment where team freely escalates business challenges; facilitates change through positive reinforcement of milestones and successes
Recruits for all hires to ensure a highly diverse, qualified workforce to achieve business objectives
Establishes and fosters a cohesive team; promotes a fair and equitable environment that supports a diverse workforce and encourages the team to achieve common goals and objectives
Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally