Senior Manager, Financial Crime Investigations & Intelligence
About The Position
Lead complex, high-risk anti-money laundering and financial crime investigations across Airwallex’s global financial infrastructure, identifying and mitigating risks across cross-border payments, corporate accounts, cards, FX and embedded finance. Own end-to-end investigations involving complex payment flows, multi-currency accounts, ownership structures, cross-product risks, KYB/UBO considerations and high-risk corridors. Oversee special-investigation case intake, triage, prioritisation and assignment. Provide investigative analysis, quality assurance and escalation support for SAR/STR matters so regional MLROs can make informed filing decisions. Investigate internal fraud and insider-threat matters with a financial-crime nexus, partnering with relevant teams and senior management to produce evidence-based findings and risk-based recommendations. Analyse layered international transactions across SWIFT, local clearing rails, card schemes and alternative payment methods to trace illicit fund movements, identify beneficial owners and uncover hidden counterparty networks. Translate findings into improvements to transaction-monitoring rules, automated detection models, investigative playbooks, typologies, training and broader financial-crime controls. Partner across compliance, legal, risk, data, engineering and regional MLRO teams to address systemic threats, respond to audits and regulatory inquiries, and strengthen investigative standards. This is a remote role based in Dallas, Texas.
Requirements
- 8+ years of dedicated experience in AML/CFT investigations, financial intelligence or special investigations within cross-border payments, global fintech, merchant acquiring, or international corporate and commercial banking.
- Deep understanding of cross-border payment mechanisms, including SWIFT, local ACH and clearing schemes, and FX; business payment flows; merchant acquiring; and corporate entity structures, including complex shareholding, shell companies and beneficial ownership.
- Proven ability to independently conduct and document complex, multi-layered financial crime investigations from initiation through documented findings, risk recommendations and support to the MLRO-led regulatory reporting process.
- Working knowledge of global AML/CTF and sanctions regulatory frameworks, including, where applicable, FATF recommendations, FinCEN/BSA, FCA, AUSTRAC, MAS and other relevant local regulatory requirements.
- Strong analytical mindset and experience querying, synthesising and interpreting large datasets of transactional and customer data.
- Exceptional written communication skills, including investigative narratives and SAR/STR drafting, and ability to explain complex financial crime risks to non-compliance stakeholders, including Product and Engineering.
- Comfort working in a high-growth, rapidly evolving fintech environment and managing competing priorities under tight deadlines.
Nice To Haves
- Professional certification such as CAMS, CFE or an equivalent ICA diploma.
- Practical experience with data querying and visualisation tools such as SQL, Python, Tableau or network/link analysis software.
- Experience investigating financial crime risks in digital assets or crypto rails, or embedded finance/BaaS integrations.
Responsibilities
- Lead complex, high-risk AML and financial crime investigations across Airwallex’s global financial infrastructure and products.
- Own end-to-end investigations involving complex payment flows, multi-currency accounts, ownership structures, cross-product risks, KYB/UBO considerations and high-risk corridors.
- Oversee special-investigation case intake, triage, prioritisation and assignment.
- Provide investigative analysis, quality assurance and escalation support for SAR/STR matters to inform regional MLRO filing decisions.
- Investigate internal fraud and insider-threat matters involving fraud, collusion, misuse of access or other conduct with a financial-crime nexus.
- Partner with Fraud, Information Security, People/HR, Employment Legal and senior management to produce evidence-based findings and risk-based recommendations.
- Analyse international transactions across SWIFT, local clearing rails, card schemes and alternative payment methods to trace illicit fund movements, identify beneficial owners and uncover counterparty networks.
- Translate investigative findings into improvements to transaction-monitoring rules, automated detection models, investigative playbooks, typologies, training and financial-crime controls.
- Partner with Transaction Monitoring, Onboarding and EDD, Sanctions, Fraud, Legal, Risk, Data, Engineering and regional MLROs to address systemic threats, respond to audits and regulatory inquiries, and strengthen investigative standards.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
