Senior Machine Learning Engineer (Fraud)

Affirm
CA$153,000 - CA$213,000Remote

About The Position

On the ML Fraud team, you’ll build and improve machine learning systems that make real-time transaction decisions, protecting consumers and merchants while balancing fraud loss, customer experience, and conversion. You’ll work closely with experienced ML engineers, platform partners, and cross-functional stakeholders to take models from idea to prototype to production, and to keep them healthy with strong measurement and monitoring as fraud patterns evolve.

Requirements

  • 6+ years experience researching, training, tuning and launching ML models at scale. Relevant PhD can count for up to 2 years of experience.
  • Track record of delivering high impact machine learning models in a low latency live setting
  • Strong Python skills and experience writing production-quality code.
  • Experience building and evaluating models for tabular classification problems (preferably gradient-boosted decision trees like LightGBM/XGBoost/CatBoost, or similar).
  • Experience with a deep learning framework (PyTorch preferred).
  • Experience working with distributed data processing or parallel compute frameworks (Spark preferred; Ray/Dask or similar).
  • Experience with ML lifecycle tooling for training orchestration, experimentation, and model monitoring (e.g., Kubeflow, Airflow, MLflow, or equivalent internal platforms).
  • Proficient in using AI-powered developer tools (e.g., Claude Code, Cursor, or similar) to accelerate iteration, debugging, and code quality as part of day-to-day development workflows.
  • Mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
  • Comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
  • Experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
  • Strong verbal and written communication skills that support effective collaboration with our global engineering team.

Responsibilities

  • Lead development of new fraud prediction models using a mix of approaches for tabular, graph, and behavioral data
  • Build and scale feature pipelines and training datasets from proprietary and third-party signals, partnering with data and platform teams when needed.
  • Prototype new modeling ideas and features, run offline experiments, and drive the best-performing approaches into production with appropriate risk controls.
  • Productionize models: integrate into batch and/or real-time decision systems, and improve reliability, latency, and operational robustness.
  • Instrument and monitor model and data health, and help define retraining/backtesting workflows as fraud patterns evolve.
  • Identify and implement foundational improvements to how the team builds models.
  • Collaborate across Engineering, Fraud Analytics, Product, and ML Platform to define requirements, evaluate tradeoffs, and communicate results clearly to both technical and non-technical audiences.

Benefits

  • Monthly stipends for health, wellness and tech spending
  • 100% subsidized medical coverage
  • Dental and vision for you and your dependents
  • Equity rewards
  • Competitive vacation and holiday schedules
  • Employee stock purchase plan (ESPP)
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